SC- 1st Gen (1992-2000)

SC300 vs SC400 insurance costs?

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Old 11-19-13, 09:04 AM
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babowc
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Default SC300 vs SC400 insurance costs?

Are there any major differences between the two models, considering the latter has 2 more cylinders/more HP?

The SC3 is a 98 and SC4 is 92, if that makes a difference.
Old 11-19-13, 12:00 PM
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KahnBB6
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At this point I wouldn't think so with the age of even the newest 1st gen SC's. I'm sure there is a small difference but not by much. Unfortunately these cars were not thought of in the same way as something like a BMW 840 or 850 CSi V-12 6-speed (meaning the horsepower increase due to extra cylinders).

It's *possible* that 98-00 SC400's might insure for more given their 290hp rating but given the original customers these were marketed towards and the great similarity between the JZ and UZ models I would think insurance has a lot more to do with common cosmetic and structural parts than the number or cylinders or original horsepower ratings.

Your SC300 98 would insure for slightly more than you 92 simply due to it being newer.

Good question though. I'd search a bit on the existing insurance threads for a clear answer but I'll bet you'll find what I said to be close to the truth.

Last edited by KahnBB6; 11-19-13 at 12:03 PM.
Old 11-19-13, 12:57 PM
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LEXXIUM
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Well, there are a lot of variables come to play like, your age, your messed up driving record , your year of the car, who your insurance with and what kind of a bundle you get
Based on that I would say not much of difference, I pay 15 a month for a liability on my 2000 400
Old 11-19-13, 01:12 PM
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KahnBB6
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^^ This +1. If it helps: 93 SC300 (manual) 200K+ miles. $89/mo with full coverage. Over 25. I can't remember if my deductible is $500 or $1,000, sorry. I'm sure there are cheaper deals from other companies but I'm not interested. Edit: Forgot to mention I have a clean record for that rate.

Last edited by KahnBB6; 11-19-13 at 11:06 PM.
Old 11-19-13, 01:24 PM
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Kyle1uz
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I own a 95 SC400 Cost me $115 for bare minimum coverage. I'm 21 with no tickets or accidents
Old 11-19-13, 06:30 PM
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babowc
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Haha, I don't have a great record. I'm now 26.
I had a 05 S2000 at $230 full coverage.. it was rape..

I'd be content with $100 full coverage, but that's unlikely to happen.
Old 11-20-13, 07:58 AM
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bigwes
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im 23 and i have 2 accidents on record and no tickets. i pay 70 bucks a month for liability. i was paying about 100 for full coverage, then it jumped to about 150 so i went to liability.
Old 11-20-13, 08:40 AM
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babowc
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Hm.. that's not bad.
I guess I'll find out when I register for insurance, haha.
Old 11-20-13, 02:30 PM
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tritron
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Originally Posted by KahnBB6
^^ This +1. If it helps: 93 SC300 (manual) 200K+ miles. $89/mo with full coverage. Over 25. I can't remember if my deductible is $500 or $1,000, sorry. I'm sure there are cheaper deals from other companies but I'm not interested. Edit: Forgot to mention I have a clean record for that rate.
Try Costco insurance is one of the bestst and I pay 400 for 6 months for four cars and I am covered with high amounts
Old 11-20-13, 02:30 PM
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Haha, WOW I did not know Costco offered insurance!
Old 11-20-13, 02:36 PM
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Yes it is from ameriprise and my house cost me 528 a year and they are really good.
Old 11-20-13, 04:10 PM
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I had a SC400 under coverage, then switched to an SC300 with the same policy. The SC300 was about $10 cheaper for the sixth month term. The only other factor would be the value of the car for full coverage. But basically they are the same.
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