Johnhav430

Definitely if I ran into you rather than get into a philosophical debate, I would offer my insurance info. I haven't done anything wrong except to have poor judgement in backing up, and I have absolutely nothing to hide, with $100 deductibles (dunno why but I save little going up to $500). And yes, I would definitely leave a note on your car, it's the right thing to do.

SW17LS

Of course not, it was just an accident. I've been backed into multiple times by people, no reason to be upset or rude it happens. What I took issue with was the person above who was suggesting to the OP that they tell the person they hit how lucky they were that it was he who hit them, and that they should be happy with some touch up paint since their car is so worn. Thats just a ridiculous way to handle this situation, its insulting to the party you're supposed to be appealing to and if it happened to me I'd hang up and call the police for a report like I said and sic my insurance company on them and be done with it.

This situation calls for humility on the part of the party who caused the damage, not the opposite.

Johnhav430

I just thought of something that may be reality as well. I was at the post office and waiting for my wife (this was like 2009), and a woman in a Honda Civic slams her door into mine. I got out and right away she's goes, "What?!" I politely say you hit my door when you opened yours. "She goes so what? If you don't like it, call the police." I did, they came. I told them what happened, she said she doesn't think she did, showed them where it dented my door (cars hadn't moved), and cop said I didn't see it, nothing we can do. I called her bluff, I lost. This is probably why more than 50% would not leave a note. Then again, in 2018, there are dash cams, I don't think there were in 2009. This also made me think of an incident in Manhattan where my dad backed into a car behind him. I was a kid and I told him dad if you did that to me, I'm suing you. He laughed, why? I said because my neck hurts and you damaged my bumper. He told me, why are you getting so upset? This is a big city and things happen. You just have to take responsibility and not get so upset about things. I was like 10 I think, but first thing out of my mouth was sue lol

tex2670

This is what we've become as a society. Doing the "right" thing has become so unexpected, that praise is heaped on those that act as they should act. It's a shame.

Johnhav430

The other thing is everybody has a price, in which they would lose their integrity. The people on a Lexus forum? Pretty high I would imagine. Would you commit fraud for $100? No. $1 mil.? Highly doubt it. $50 mil.? Not likely $1 billion? uh oh, maybe? lol

What are we talking about when we say, "insurance." I had a perfect record for 15 years, then I get into an accident with a BMW loaner. so my co. had to pay the dealership. I know for a fact that lizard co. used aftermarket on a brand new car, so that's not making them whole, and I wouldn't like it myself. My insurance for 2 cars was around $700 per 6 mos. at the time. After the accident? $900 or so. So $400/yr. for 3 years down the drain. Believe me, I care, but would I be dishonest over $400/yr.? Of course not. If I backed into somebody, they're entitled to be fixed. Maybe it's best to let the insurance co. decide what that is, this way, we don't have to think about it and we don't have to argue nor even care. That's what the insurance is in place, for.

If they want insurance info, of course give it to therm. Always do the right thing. We're in a climate today where people seem to lie and cheat all the time with little to gain, and they do it like it's nothing. Don't be that way, be yourself, be truthful, and rock on!

SW17LS

I had a similar situation, I had a guy open his door into the Pacifica and leave a huge dent while I was pulling ahead straight out of a space. I got out and confronted him and he did give me his insurance info, I took pictures and all and left, called it into his insurance company. After admitting fault to me on the scene he told his insurance company it was my fault, that I "drove into his already open door". Of course after an "investigation" his company sided with him. PDR was $350, I just had it fixed and moved on.

tex2670

If you have a decent ins co, and years of a solid driving record, then yes. If you have a crappy company, or are a newer driver, or have had numerous incidents, then your rates will likely be affected.

tex2670

The cops are always going by he said/she said when you call them--unless there are witnesses. Most of the times, the point of calling the cops to fill out a report is to make sure that everyone has the other driver's info, to make sure that the situation doesn't escalate, and to have a written report in case one of the parties starts "remembering" the incident at a later date. It's not about calling a bluff, or winning or losing.

Case in point right here. If the cops came, maybe the other driver starts his BS story on the spot with the cops. But if not, and they have a report on file, if the other driver's story changes later on, there's a formal police report made contemporaneously with the incident that will discredit any later variation of the story.

SW17LS

Correct, and I would call the cops in a more serious accident. For just a door ding though, the cops have better things to do.

AJT123

About rates going up....

Not to take this even further OT but..

FWIW I backed my LS into my Yukon in my own driveway and completely wrecked the rear bumper, $2500 job (less $250 ded) I just got the car back yesterday.

Insurance adjuster told me my rates won't necessarily go up considering I've never filed a claim (with them at least) and since there was no other damage to anything else. He said it would (obviously) be a different story if it were a multiple car accident with injuries, etc.

So I'm just crossing my fingers, hoping not to get that dreaded letter in the mail, lol.