Gas Prices
CL Community Team
Joined: Dec 2024
Posts: 2,128
Likes: 657
From: PNW
USAA tends to have decent car insurance rates, but their homeowners rates are terrible. Its interesting because often USAA customers are very loyal and they look at their USAA policy as something they earned with their service and its very hard to even get them to price shop it when I know the quote they got was terrible.
Yes, it is something they've earned with their service.
Now the members, extended family members, etc. that were brought in by the Veteran, not so much.
You are correct in members being loyal, but it's also a matter of convenience for some with having everything under one roof like their mortgage, homeowner's ins, auto and boat ins, etc.
You have the knowledge of seeing homeowner's having issues with USAA when it comes to their homeowner's ins policies, or even the cost of them.
Thankfully, we haven't had to file a claim, and maybe it's not worth it or we just can't be bothered to shop around, as we've been with them for years upon years.
Advanced
Joined: Jan 2017
Posts: 695
Likes: 78
From: Illinois
I sure hope Progressive doesn't try to f... us without the lube. Just did a quick online quote with Erie - a hair under $8K/year for the cars in my signature. 3 cars/4 drivers on the policy (yours truly, wife, 25 and 18 yo daughters - all with clean driving records, no claims). 18yo will be leaving for college next semester (go Hoosiers!, f... cash strapped Illini)....
Pit Crew
Joined: Sep 2025
Posts: 137
Likes: 44
From: NY
I sure hope Progressive doesn't try to f... us without the lube. Just did a quick online quote with Erie - a hair under $8K/year for the cars in my signature. 3 cars/4 drivers on the policy (yours truly, wife, 25 and 18 yo daughters - all with clean driving records, no claims). 18yo will be leaving for college next semester (go Hoosiers!, f... cash strapped Illini)....
Last edited by rule18; Mar 7, 2026 at 07:01 AM.
Lexus Fanatic
Joined: May 2012
Posts: 68,838
Likes: 4,107
From: Maryland
Yes, it is something they've earned with their service.
Now the members, extended family members, etc. that were brought in by the Veteran, not so much.
You are correct in members being loyal, but it's also a matter of convenience for some with having everything under one roof like their mortgage, homeowner's ins, auto and boat ins, etc.
You have the knowledge of seeing homeowner's having issues with USAA when it comes to their homeowner's ins policies, or even the cost of them.
Thankfully, we haven't had to file a claim, and maybe it's not worth it or we just can't be bothered to shop around, as we've been with them for years upon years.
Now the members, extended family members, etc. that were brought in by the Veteran, not so much.
You are correct in members being loyal, but it's also a matter of convenience for some with having everything under one roof like their mortgage, homeowner's ins, auto and boat ins, etc.
You have the knowledge of seeing homeowner's having issues with USAA when it comes to their homeowner's ins policies, or even the cost of them.
Thankfully, we haven't had to file a claim, and maybe it's not worth it or we just can't be bothered to shop around, as we've been with them for years upon years.
I sure hope Progressive doesn't try to f... us without the lube. Just did a quick online quote with Erie - a hair under $8K/year for the cars in my signature. 3 cars/4 drivers on the policy (yours truly, wife, 25 and 18 yo daughters - all with clean driving records, no claims). 18yo will be leaving for college next semester (go Hoosiers!, f... cash strapped Illini)....
Advanced
Joined: Jan 2017
Posts: 695
Likes: 78
From: Illinois
IIRC, it was right around $4K.
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Lexus Fanatic
Joined: May 2012
Posts: 68,838
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From: Maryland
I would call and Erie agent and have them quote it vs doing it online. In my case the original quote was not too far off from that, I think Progressive was $2,200 and Erie was $3,600...two renewals later Progressive was $3,800 and Erie was $3,800...so I went with Erie.
Advanced
Joined: Jan 2017
Posts: 695
Likes: 78
From: Illinois
To keep this on topic:
My usual Costco in SW burbs of Chicago - regular $3.49, premium $4.39... I filled up couple days ago, and the regular was ~$3.15.
Last edited by stasek; Mar 7, 2026 at 08:48 AM.
CL Community Team
Joined: Dec 2024
Posts: 2,128
Likes: 657
From: PNW
I know what you said originally, that’s why I said what I said after it.
We are guilty of not shopping around and comparing the cost of our current policy to what’s out there — but we also don’t see significant increases in our premiums year over year that would cause us to pause and take notice. They’ve remained steady with the market trends.
Yes, we digressed… Let’s get back on track.
Our local Costco gas prices have NOT changed in the last couple days…
Below is the today’s check from MAR 7th which is the same as my MAR 5th post.
Last edited by RofH; Mar 7, 2026 at 08:52 AM.
