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Old Mar 29, 2025 | 07:37 AM
  #2791  
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BTW I don't think Tesla insurance will be that high forever, IMO at least.
Old Mar 29, 2025 | 07:46 AM
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Originally Posted by LH1
Was that the one in Chicago that had some wear and tear? Good luck if you jump on this one.
Yep I missed out on that one, he sold the car.

This guy is selling the car OR parting it out. I do wonder what the story is. There's an idling pic of the car and no lights are on, not that that definitively means anything. 144k miles.

If I can get the top cheap I'm gonna let him know he's sitting on $6,000 rims at least. I don't think he realizes what he has.

The car didn't even come with wheel locks, that's a strange omission. At least I'm pretty sure.
Old Mar 29, 2025 | 07:48 AM
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Originally Posted by AJT123
BTW I don't think Tesla insurance will be that high forever, IMO at least.
What the insurance company is telling you with the high rates is they don’t want to insure Teslas right now. That will change when the risk decreases.
Old Mar 29, 2025 | 07:58 AM
  #2794  
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Right.....
Old Mar 29, 2025 | 08:47 AM
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Originally Posted by SW17LS
What the insurance company is telling you with the high rates is they don’t want to insure Teslas right now. That will change when the risk decreases.
it's not "don't want" - they'll insure anything if it makes them money. They just see higher claims and risks than in the past. It's just math.
Old Mar 29, 2025 | 09:53 AM
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Originally Posted by SW17LS
What the insurance company is telling you with the high rates is they don’t want to insure Teslas right now.

I'm not sure if I can post this without getting too political , but I saw something interesting this morning.....a sticker on the rear end of a Model Y that said..."THIS Tesla owner does NOT support Elon". It was an apparant attempt to keep from getting vandalized like many other Teslas have been lately.

I feel sorry for at least some of those who own Tesla stock. Yes, a lot of people made a lot of money on those stock-shares over a period of some years (assuming they actually sold their shares), but much of that stock value has gone to pot recently. It was $488 in late December....down to less than half of that now, around $225. Some investors look at that as a classic buying-opportunity....I'm not so sure I agree.

Last edited by mmarshall; Mar 29, 2025 at 10:01 AM.
Old Mar 29, 2025 | 10:26 AM
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Originally Posted by bitkahuna
it's not "don't want" - they'll insure anything if it makes them money. They just see higher claims and risks than in the past. It's just math.
It’s that they don’t want the exposure. Ask any insurance executive, they use pricing to deter people from buying their policies. When they want to encourage people they also use pricing.

It’s a “hey if he bites on this it’s huge profit but we hope he doesn’t”
Old Mar 29, 2025 | 12:57 PM
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Insurance to me is such a scam that is actually also a legal requirement. So, my car was hit while parked at work years ago and, of course, the person who hit it fled immediately and there were no cameras. I called the insurance company and an adjuster came out. He gave me the estimate of $1300 to fix the stove in rear bumper and said the company will not offer me renewal if I submit a claim. So I parked my car and was in the office at work. Some jackass hits it and leaves and I get punished for it? What a joke. I did end up lucking out. I reported it to our head of security who was a retired Marine. He managed to get our landlord for our two floors of leased space to find the employer of the guy that did the hit and run and they paid for the repair. The 2016 IS350 was a great car but I had pretty bad luck with it.

For Honda, I have my first one now and it will also be my last. Overall, I like the car. Honda doesn’t stand behind their products. The a/c system is wrought with problems and while they have addressed two of three failure points, the evaporator is the third failure point and it’s $2k to replace it. My folks have a Civic that’s 3 years older than mine and the evaporator has failed. It’s just a matter of time for mine and when it does fail, I will recharge the propellant and dump the car.

Old Mar 29, 2025 | 01:17 PM
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Originally Posted by link13
Insurance to me is such a scam that is actually also a legal requirement. So, my car was hit while parked at work years ago and, of course, the person who hit it fled immediately and there were no cameras. I called the insurance company and an adjuster came out. He gave me the estimate of $1300 to fix the stove in rear bumper and said the company will not offer me renewal if I submit a claim. So I parked my car and was in the office at work. Some jackass hits it and leaves and I get punished for it? What a joke. I did end up lucking out. I reported it to our head of security who was a retired Marine. He managed to get our landlord for our two floors of leased space to find the employer of the guy that did the hit and run and they paid for the repair. The 2016 IS350 was a great car but I had pretty bad luck with it.

For Honda, I have my first one now and it will also be my last. Overall, I like the car. Honda doesn’t stand behind their products. The a/c system is wrought with problems and while they have addressed two of three failure points, the evaporator is the third failure point and it’s $2k to replace it. My folks have a Civic that’s 3 years older than mine and the evaporator has failed. It’s just a matter of time for mine and when it does fail, I will recharge the propellant and dump the car.
As you know, I had a 2018 Civic Si, which I had for a year before selling it and moving on. I didn't have it long enough to develop problems, but I've kept in contact with some buddies from the CivicX forum, and some have had issues with everything from injector failure to engine failure. I do remember though the AC was really weak. The quality was nowhere near the older Gen Honda's.

Insurance companies are only out there to make money, nothing else. If a market gets to risky, they raise the premium or just exist the market completely. We in California probably pay the highest premiums than anywhere else in the country. Insurance is one of things you have a hard time living with, but you can't live without it
Old Mar 29, 2025 | 01:53 PM
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Honda quality was high in the 90s/early 2000s only because most others sucked, they haven't truly changed much since then but everyone else did get dramatically better.

The newest stuff though has oil issue with DI and too thin oils and long intervals, engines are having issues as a result. AC problems have always been a thing unfortunately.....

Hondas generally drive lively/fun but have never been something I would want to buy, if I wanted an economy car it would probably be a Toyota of some sort or a domestic for total cost of ownership reasons.

Last edited by Striker223; Mar 29, 2025 at 01:55 PM.
Old Mar 29, 2025 | 02:05 PM
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Originally Posted by Striker223
Honda quality was high in the 90s/early 2000s only because most others sucked, they haven't truly changed much since then but everyone else did get dramatically better.

The newest stuff though has oil issue with DI and too thin oils and long intervals, engines are having issues as a result. AC problems have always been a thing unfortunately.....

Hondas generally drive lively/fun but have never been something I would want to buy, if I wanted an economy car it would probably be a Toyota of some sort or a domestic for total cost of ownership reasons.
The Honda Accord Sport with the V6 and a 6 speed manual was a blast. Not that fast, but just fast enough to be fun. And those engines lasted. Personally, I think it was a lot better than a V6 Camry, which I've owned 3 since 1999. The only reason I never bought one over a Camry was it was hard to find one with the 6 speed, and Honda dealerships wouldn't budge on price
Old Mar 29, 2025 | 02:11 PM
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Originally Posted by AMIRZA786
The Honda Accord Sport with the V6 and a 6 speed manual was a blast. Not that fast, but just fast enough to be fun. And those engines lasted. Personally, I think it was a lot better than a V6 Camry, which I've owned 3 since 1999. The only reason I never bought one over a Camry was it was hard to find one with the 6 speed, and Honda dealerships wouldn't budge on price
The J series is a good engine outside the modern ones that suffered the rod bearing recall, very easy to live with once vcm is disabled.
Old Mar 29, 2025 | 02:24 PM
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Originally Posted by Striker223
The J series is a good engine outside the modern ones that suffered the rod bearing recall, very easy to live with once vcm is disabled.
By vcm you mean traction control? The K series just sucks. The Type R is the exception which uses the 2.0L K20C1, or something like that
Old Mar 29, 2025 | 02:28 PM
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Originally Posted by AJT123
BTW I don't think Tesla insurance will be that high forever, IMO at least.
I don't know about that but as I mentioned in the Tesla thread, my old 22 Plaid went up over $2k per year after I had it two years and then I switched companies and it was a little under $1,000 a year and rose to $1,100 last year but once my son got his license, even though he will never drive my Plaid for obvious reasons, it want up to almost $1,600 a year. I just got my 25 Plaid and now the annual premium is $4,000 a year. I even priced it with Tesla insurance and it was $308 per month or $3,700 a year. Any new car usually starts higher and goes down but good god, I am paying $10,000 a year in insurance and for four cars and before my Tucson and my son driving, it was $2,500 a year.

Last edited by patgilm; Mar 29, 2025 at 02:30 PM.
Old Mar 29, 2025 | 02:42 PM
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Originally Posted by AMIRZA786
By vcm you mean traction control? The K series just sucks. The Type R is the exception which uses the 2.0L K20C1, or something like that
Variable cylinder management, they turn the rear bank off and it leads to massive oil consumption.



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