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I just had the same EXACT thing happen to me on the drivers side. The person that hit me had esurance. I would demand OEM parts. Thats what I did and they agreed. Im trying to get the fsport bumper out of it. Also I didnt think about depreciation. Do I call the insurance company of talk to the adjuster that came out?
Esurance is now Allstate a few years back when it was esurance they do cover OEM parts it happen to me with my 2003 S2000. I spoke to esurance and they will cover OEM parts only to less than a year model. since I'm trying to make claim with the other party with mercury insurance in which they have no problem covering OEM however the guy that hit me is not covered. I'm stuck with esurance with uninsured motorist and filed SR19 against him. The car is done already I'm just waiting for the wheels to get done. Plus I have to pay 1000 from my deductible and claim waiver. My Lip is not included and back to stock lip again sucks its considered aftermarket.....
Will post pics soon
I dont understand the concept of not able to replace with OEM parts. We had this problem with Farmers insurance before when trying to replace the windshield. It was not until we made 10+ phone call and finally someone was able to help us to use OEM windshield as replacement since the car was less than 1 year old. We switched the insurance right away afterwards. It was my wifes insurance company. I have had great claim experience with 21st century but they got bought to AIG and then Farmers. So now we are with AAA and never had a problem with claims.
I dont understand the concept of not able to replace with OEM parts. We had this problem with Farmers insurance before when trying to replace the windshield. It was not until we made 10+ phone call and finally someone was able to help us to use OEM windshield as replacement since the car was less than 1 year old. We switched the insurance right away afterwards. It was my wifes insurance company. I have had great claim experience with 21st century but they got bought to AIG and then Farmers. So now we are with AAA and never had a problem with claims.
I'm going to get out off esurance ill look into AAA.. I'm switching insurance on December.....
Getting my car back tomorrow
Last edited by potatosink; Nov 1, 2012 at 09:09 PM.