If PROPERLY repaired​ and with lifetime warranty for you, the original owner (usually not transferable), then I would just keep it for a while until such a time that whatever diminished value does not make much a difference.

I decided to keep my CT200h after a PROPER repair for a few more years, especially gas is going up now....

 

That would be the wise choice. At some point, probably when it is 6-8 years old, the impact of the accident on the selling price will be negligible.

 

Yes, that is the idea.

So far, the repair on my CT200h is top notch. No problems.

 

Talked to wife. Gonna keep it.

 

 

Depends if selling to a private party or a dealer. If a dealer you just shop it around to a few of them, including Car Max if nearby as they give fair written quotes that are good for a week and can be used for leverage negotiating with the dealers that have the new car you want to buy.

If selling privately I would check KBB and Edmunds for typical pricing in your area and also www.cars.com to see what similar ones are selling for at dealers.

Given your accident history and that it will be on CarFax, I would just trade it in. Were you able to collect on a diminished value claim even though it was an uninsured motorist event?

 

 

I just picked up $1300 for diminished value with my recent incident where a local tire shop damaged our 2010 RXh. I still want to sell, but the wife wants to keep it for now. I'm going to compromise with her and wait until the fall to check out a potential '14 Q5 TDI as a replacement.

 

I quickly looked it up and pasted it below, it appears in Ohio you can still collect for diminished value in your situation. Diminished value claims are state law, it would not be in your policy. The insurance company does not want to pay you and will not volunteer anything as they hate diminished value claims and do not want to pay them. You have to tell them you know the state law and are making a diminished value claim. This should be in writing and a phone call. You have time to make this claim. Do it before you sell the car. You may want a lawyer to write the letter for you to get their attention.

I also collected on a diminished value claim after our HS250h was rear ended and then hit the car in front.

Ohio is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in Ohio is 2 years, and Ohio does have uninsured motorist coverage for diminished value.

https://ohiodiminishedvalue.com/5-th...-value-claims/

https://mckenzie-snyder.com/diminished-value/

https://www.collisionclaims.com/ohio-diminished-value/ You should at least contact these folks about it.

 

It can become quite complicated.

The liability part from the person who is at fault may wiggle out after covering the repairs ... usually it is limited to customary charge. If a premium repair is pursued, expect a range of aggravation depending on which insurance company you deal with. I am 80% sure that they will tell you to pursue diminish value with your insurance company.

For deminished value due to accident, you may have to deal with your insurance company.

My experience is that you carry a comprehensive insurance with a good insurance company and strictly deal with your insurance company. Let your insurance company deal with the other insurance company for all losses.

F250: Your case is a bit unique as you were dealing with an insurance of the business and not auto. Here the owner of the establishment was looking out for your interest.

Salim

 

In Ross' case which involves an uninsured motorist claim with his own insurance company, he certainly has to deal with them. They have already attempted to dodge paying on such a claim by lying to him and stating that diminished value claims were not in his policy, thus taking advantage of his ignorance of the state law. That alone should qualify for reporting them to the state insurance commissioner. You really have to be proactive and assertive with these claims as state legislatures passed these laws over the huge objections of the insurance companies. However he is lucky that Ohio allows such claims in uninsured motorist cases.

In a typical at fault accident such as the one my wife was in, I negotiated with the company of the guy who hit our car. I got advice from a friend who had already gone through this experience and then looked up the Virginia code section. After the repairs were done I told the at fault drivers insurance claim adjuster by email that I was making a diminished value claim. A few days later they told me it was assigned to someone who would contact me later in the week. I got a call a couple days later and was offered $2,900.00 which was more money than I had calculated for such a claim, so I accepted their offer. You can use various sources on the internet to figure out the range value of your claim, or just pay a couple hundred dollars to a company such as Collision Claims to do the work for you and work with the insurance company. For many people that would be the best option.

 

 

The important thing is you and your passengers (if any) are OK. Cars can be repaired or just get another one.

I would get multiple estimates at reputable body shops and see. At first glance it does not look "that bad", assuming no airbags had deployed.

Maybe around $11K (with OEM parts) at a reputable body shop??? HID headlights are higher. HID bulb on the undamaged side may need to be replaced too due to degradation over time. The new one may not match up color wise with the old one????

In most states if you hit a "MOVING" animal, then the insurance can not mark it as your fault and raise or cancel your policy. But you are still responsible for whatever deductible though.

Also in most states, the insurance company CAN NOT MAKE YOU GO TO ANY SPECIFIC BODY SHOP. You are FREE to go to ANY BODY SHOPS YOU SO DESIRE. The insurance company MAY try to "steer" you by telling you that a particular body shop is the "preferred body shop" due to discount offers and you MUST go there. Totally illegal in most states.

 

look at the bright side. so long as your frame is good and the suspension is good, you are getting a brand new paint job on the front end and possibly the hood also.....