Notices
LS - 3rd Gen (2001-2006) Discussion topics related to the flagship Lexus LS430

Weird Double Pane Window issue

Thread Tools
 
Search this Thread
 
Old Aug 16, 2019 | 02:10 PM
  #16  
Ellesse's Avatar
Ellesse
Advanced
 
Joined: Nov 2018
Posts: 623
Likes: 170
From: VA
Default

Ethics aside, people doing things like that contributes to everyone else paying higher insurance rates
Reply
Old Aug 17, 2019 | 07:05 AM
  #17  
cablemn's Avatar
cablemn
Rookie
10 Year Member
 
Joined: Mar 2014
Posts: 46
Likes: 24
From: new york
Default

Originally Posted by Ellesse
Ethics aside, people doing things like that contributes to everyone else paying higher insurance rates
"Ethics aside" is how insurance companies operate. No matter what we do they keep raising our rates.
Stolen vehicles are pretty rare, at least not as prevalent as its been in the past, and did your rates go lower? No.
All the new cars have so much accident avoidance that we pay through the nose for but have our rates gone down due to it? No
And to make matters worse we are the ones who have to pay for the "safety features" Insurance companies lobby for laws requiring these features.
So Im not shedding a tear nor do i think because a window is shattered the insurance moguls are going hungry this christmas because of random vandalism.
If anything blame the weather. Thats where insurance companies take the biggest losses.
Also maybe if Lexus charged normal prices for their oem parts people wouldnt look for alternatives. But i digress. I really dont want to hijack this thread.
And i fully respect all points of view even if i disagree with them.
Reply
Old Aug 17, 2019 | 08:06 AM
  #18  
Ellesse's Avatar
Ellesse
Advanced
 
Joined: Nov 2018
Posts: 623
Likes: 170
From: VA
Default

While that is likely partially true, I could also send you numbers to show that car accidents are actually increasing in volume and severity, and payouts are increasing in size due to that as well as the increasing cost of vehicles.
You're right though that it's unfair to hijack someone else's thread by trying to justify insurance fraud.
Reply
Old Aug 19, 2019 | 06:52 AM
  #19  
TactiCOOL's Avatar
TactiCOOL
Thread Starter
Pole Position
 
Joined: Feb 2006
Posts: 302
Likes: 4
From: Navarre, FL
Default

Originally Posted by cablemn
if someone threw a rock at your window and busted it would it be covered under your insurance as part of the glass coverage with zero deductible?
just sayin

Sorry, I definitely wont be doing anything like this nor forsee anyone busting out the window lol. Even if it were to happen, you still have to claim it making a claim on your insurance and miss out on credits applied even though you dont pay out of pocket....
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Weidnera
IS - 2nd Gen (2006-2013)
4
May 25, 2017 01:54 AM
Rexiah
LX - 3rd Gen (2008-2021)
20
Aug 13, 2016 12:00 AM
flossabe
GS - 2nd Gen (1998-2005)
3
Apr 13, 2012 02:56 PM
UberNoob
Car Chat
18
Nov 24, 2007 11:49 AM
Luke_in_SD
SC - 1st Gen (1992-2000)
16
Oct 31, 2007 10:09 AM




All times are GMT -7. The time now is 05:49 AM.

story-0
10 Lexus Designs That Have Aged Like Fine Wine

Slideshow: Some luxury cars chase trends, but these Lexus models look better now than they did when they first rolled into showrooms.

By Verdad Gallardo | 2026-05-06 17:58:29


VIEW MORE
story-1
8 Tips for Improving Your Hybrid or Plug-in Hybrid's Efficiency!

Slideshow: How to Get the Best Fuel Economy with a Hybrid and Plug-In Hybrid!

By Michael S. Palmer | 2026-05-05 20:54:44


VIEW MORE
story-2
10 Best Lexus Models No One Remembers

Slideshow: 10 best Lexus models no one remembers.

By Joe Kucinski | 2026-05-05 17:33:28


VIEW MORE
story-3
TRD Off-Road Premium: Best 2026 4Runner, Except This One Thing

Slideshow: diving into 4Runner TRD Off-Road Premium's pricing, performance, fuel economy, features, and amenities!

By Michael S. Palmer | 2026-04-23 13:09:18


VIEW MORE
story-4
Top 10 Lexus & Toyotas to Drive Before You Die!

Slideshow: the 10 Lexus and Toyota vehicles you need to drive before you die.

By Joe Kucinski | 2026-04-23 10:34:24


VIEW MORE
story-5
Top 10 Lexus/Toyotas With The LEAST 5-Year Depreciation

Slideshow: Top 10 Lexus/Toyota models with the lowest 5-year depreciation rate.

By Joe Kucinski | 2026-04-08 12:19:06


VIEW MORE
story-6
Lexus LC500 Convertible Auction: A Preview of Rising Values?

The LC hasn't even disappeared from the Lexus lineup yet, and we're already seeing signs of an explosive market.

By Brett Foote | 2026-04-06 09:25:02


VIEW MORE
story-7
GX 550 vs TX 550: Best 3-Row Luxury Lexus Family Hauler

Slideshow: comparing the pricings, specs, power, fuel economy, fun-factor, and features of the GX 550 Luxury+ and TX 550h+ Luxury.

By Michael S. Palmer | 2026-03-19 13:44:11


VIEW MORE
story-8
9 Best Lexus Models You Can Buy for Half Price (And 1 You Shouldn't!)

Slideshow: 9 best Lexus models you can buy for half price and 1 you should avoid

By Joe Kucinski | 2026-03-19 12:01:07


VIEW MORE
story-9
2026 Lexus NX Buyer's Guide: Models, Features, Prices & More!

Here's everything you need to know about the latest NX.

By Brett Foote | 2026-03-19 11:56:59


VIEW MORE