Paint Chips & PPF
If there's just a few small ones and you're going to a good ppf shop - they should have the connections and ability to get the touch up paint and fill themselves (mine did this).
I'd actually lean on the ppf installer's recommendations. Assuming it's a well established place, they'll have hundreds of car's worth of experience and will point you down the best path.
If it has less than 5 chips that are easy to cover up with touch up, then I would touch it up myself and get PPF on it. Don’t trust the PPF guy will do it or get every single one of them.
Last edited by NickL; Mar 21, 2025 at 09:18 AM.
If there's just a few small ones and you're going to a good ppf shop - they should have the connections and ability to get the touch up paint and fill themselves (mine did this).
I'd actually lean on the ppf installer's recommendations. Assuming it's a well established place, they'll have hundreds of car's worth of experience and will point you down the best path.
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I decided to just pay for the repairs rather than involve the insurance company.
E.g., for a $1,300 bumper respray repair, I didn't want to give the insurance company an excuse to raise my rates that are already high with a teenager driving on my policy.
Have tried to get the insurance company to tell me how much they would payout if the car was totaled but can't get an answer out of them.
When I mentioned I was thinking of dropping coverage for the car but keeping the liability coverage, they pushed to keep my paying all the premiums.
The problem is that if you keep your car in excellent condition, you will lose because most probably you'll only get book value.
So if you have a car with a $20,000 book value and are paying $2,500/ year to protect the car, I'm not sure it's worth it.
When do the rest of you think about dropping collision and comprehensive?
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I decided to just pay for the repairs rather than involve the insurance company.
E.g., for a $1,300 bumper respray repair, I didn't want to give the insurance company an excuse to raise my rates that are already high with a teenager driving on my policy.
Have tried to get the insurance company to tell me how much they would payout if the car was totaled but can't get an answer out of them.
When I mentioned I was thinking of dropping coverage for the car but keeping the liability coverage, they pushed to keep my paying all the premiums.
The problem is that if you keep your car in excellent condition, you will lose because most probably you'll only get book value.
So if you have a car with a $20,000 book value and are paying $2,500/ year to protect the car, I'm not sure it's worth it.
When do the rest of you think about dropping collision and comprehensive?
At this stage of life, losing a $20K car is not a problem and I'd rather not keep giving my money to the insurance conglomerates.













