Accident damage help
07-12-17, 01:03 PM
#1
Accident damage help
Just got my car back from the body shop ($23K in damage) and noticed on the drivers floor there seems to be a slight "bump" in the floor beneath where the floor mat is. I don't recall that being there prior to the accident but it has been 7 weeks since i've
driven the car.is It normal to have that lump or rise in the floor below the floor mat? Blew off every airbag except passenger (no passenger). 2014 IS350F sport. Thanks for any feedback
Last edited by mowerman; 07-12-17 at 01:04 PM. Reason: user error
07-12-17, 01:16 PM
#2
just picked it up yesterday. i thought of going to the dealer but didn't know if the 2017 are exactly the same or not and didn't want to waste a salesman's time. btw accident was not my fault, girl ran a stop sign and i T-boned her little Yaris
07-12-17, 09:30 PM
#7
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Yeah well I had this happen to me. I was stopped at a stop sign and this A-hole.... 20+ weeks at the shop and it's still not right! Document everything, it's unfortunate but the car will never be the same.
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07-12-17, 10:20 PM
#8
No frame damage at all but yeah the airbags went off. It appeared to take out the wiring harnesses, radiator, fuse box, etc. I walked away with a small airbag burn on my forehead right on my hairline
07-13-17, 06:57 AM
#9
since the new "bump" on the floor is yet to be determined (hoping that is unibody damage) if was there all along or not, that is my only shot at getting it totalled. Otherwise its mine. Worst part is that the other driver had state minimum insurance so my insurance is paying the majority of the cost and leaves nothing left to get a Diminished value claim recovery. (very little, not the $8000 less the car is worth today having a car fax with airbag deployment). My only chance to get that is to sue them for it, which ill never get.
and one other thing as advice to all of you, check your policy closely. My g|Geico policy will not pay for OEM parts unless there are no aftermarket equivalent. Had I been able to use OEM parts, the car would easily been totaled. and so far after just 2 days out of the shop, its going back. both front headlight assemblies have condensation in them (crap aftermarket parts) both front fenders have fitment issues that are very noticeable around the headlights as well, the thin chrome strip around the Spindle grill has blistering in it. The parts they use suck compared to Lexus parts and in my case, i have no choice, even if i have to go back 10 times
Last edited by mowerman; 07-13-17 at 07:14 AM.
07-13-17, 08:43 AM
#10
^^ That's disappointing to hear and yeah any car enthusiasts worst nightmare. So it specifically states in your policy about using aftermarket parts usage in lieu of OEM or is that just Geico's standard policy? Either way, great advice to check as often these are hidden provisions. Well, try to keep in mind it's a car and be thankful no one was hurt - and although a complete pain in the ***, make sure your ins co and the body shop know you will keep coming back until the car is as perfect as it was prior to the accident.
And yes very thankful that no one was hurt at all. Just shows how safe cars really are. Even the girl in the Yaris was unhurt.
This experience also has opened my eyes to leasing. Simply because the Diminished value would now be on the Lease company, not me when I turn it in. So much for owning a car.
Just and FYI, I own this car. if I had private party sold it prior to the crash I could have gotten $30K easily. As of today with a carfax with airbag deployment its worth $23k (certified offer from carmax), maybe I could get $25k private sale. for something that isn't my fault, I get the shaft on my cars value.
07-13-17, 10:28 PM
#11
I am calling my broker tomorrow to check and make damn sure I get oem parts. If not I am shopping for a new policy. Glad you're okay, sucks you're dealing with this crap.
07-14-17, 11:56 AM
#13
It is not just Gieco, all major insurance companies prefer to use aftermarket to shave their costs.
I've had AAA, Allstate, Farmers, and State Farm and have claimed through 3 of them. They all use aftermarket parts.
There is no law here in CA that states OEM parts must be used, as long as replacement parts meets quality and fitment standards.
I've had AAA, Allstate, Farmers, and State Farm and have claimed through 3 of them. They all use aftermarket parts.
There is no law here in CA that states OEM parts must be used, as long as replacement parts meets quality and fitment standards.
07-14-17, 01:25 PM
#14
Driver School Candidate
It is not just Gieco, all major insurance companies prefer to use aftermarket to shave their costs.
I've had AAA, Allstate, Farmers, and State Farm and have claimed through 3 of them. They all use aftermarket parts.
There is no law here in CA that states OEM parts must be used, as long as replacement parts meets quality and fitment standards.
I've had AAA, Allstate, Farmers, and State Farm and have claimed through 3 of them. They all use aftermarket parts.
There is no law here in CA that states OEM parts must be used, as long as replacement parts meets quality and fitment standards.
07-14-17, 01:56 PM
#15
Insurance guy here. Yes, this is completely true. However, I have had some customers demand OEM parts and the insurance company pay for OEM. Not saying it's easy because it's not and every situation is different. It also depends on the body shop as well. There's good ones who want to do right by the customer and actually care about the safety and repair of the vehicle and then there are others who only care about getting paid from the insurance company. If I were you, I would talk to the body shop and voice your concern.
How hard is it to ask insurance to go OEM? What death defying gauntlet does one must go through?