Dang, that sucks. But aftermarket stuff should be covered from my experience (thankfully not involving my BSP baby).

 

http://www.dmv.ca.gov/pubs/vctop/d11/vc21704.htm

http://www.dmv.ca.gov/pubs/vctop/d11/vc21703.htm

 

sucks.. so did insurance cover the aftermarket parts?. a friend of mine had a fender bender and his insurance took care of his aftermarket bumper and everything. it might just very from company and level of coverage.

 

ouch..... the car will never be the same...