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Insurace Costs

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Old Oct 21, 2005 | 01:32 PM
  #1  
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Default Insurace Costs

Just wanted to get some idea, how are the insurance companies rating the IS, specially in NJ. Are they charging higher for the Red?

Thanks.
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Old Oct 21, 2005 | 01:44 PM
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Originally Posted by NjDude
Just wanted to get some idea, how are the insurance companies rating the IS, specially in NJ. Are they charging higher for the Red?

Thanks.
You'd probably get faster and more accurate information form ... you guessed it ... AN INSURANCE COMPANY.
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Old Oct 21, 2005 | 02:34 PM
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i think mine is about 1200 a year
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Old Oct 27, 2005 | 12:00 AM
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I couldn't get an insurance quote on neither of the IS's because they were "too new". Without the VIN on hand, the insurance company gave me a guesstimate of $599/six months as the "highest" possible premium for the IS 250. I later obtained a VIN off an IS 250, but still couldn't get a firm quote because "the VIN is not in our (insurance) system yet."... and the same max quote of $599 was given to me. The full-coverage quote was based on clean driving records, and multiple-car discounts.
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Old Oct 27, 2005 | 12:23 AM
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I was paying $328 for six months for my IS300 (2001) and now I'm paying $331.00 for six months for my 2006 IS350.

Depending on your driving record, age, multiple vehicle discount, home owners discount and deductible, your rates will vary, but I was pleasantly surprised to find out my rate only increased by $3.00 for six months.
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Old Oct 27, 2005 | 07:47 AM
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wow i want to live wherever you guys live.... LOL not an understatement. You know what my quote for a new is350 was... Hoepfully wrong... 4000k every six months.... Now on my tl i think its like 2800 or 3000 every six months. But 300 bucks wow i wishhh....
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Old Oct 27, 2005 | 08:14 AM
  #7  
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Originally Posted by BaLLzZz
wow i want to live wherever you guys live.... LOL not an understatement. You know what my quote for a new is350 was... Hoepfully wrong... 4000k every six months.... Now on my tl i think its like 2800 or 3000 every six months. But 300 bucks wow i wishhh....
That depends on a lot of things, man.

How old are you guys? I want to find out as well. My insurance is pretty light with my ES (considering my age) because I've had a clean record since I was 16.
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Old Oct 27, 2005 | 08:44 AM
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Default Insurance Costs

I have a 2003 Grand Cherokee V8 4x2 in Socal. I think i pay @$1100 per year but its gonna go up close to $400 per year on an is350. I have a clean driving record and i'm 31yrs old. They quoted me for the is300 as they didnt have the new numbers so i added a little for the 350. i was surprised that it would go up that much, definitely must consider it a sportscar. i wouldnt think the change would be that dramatic compared to a v8 SUV. the quote for the gs300 had it going up @ $175 per year. definitely something to think about.
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Old Oct 27, 2005 | 08:46 AM
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Originally Posted by BaLLzZz
wow i want to live wherever you guys live.... LOL not an understatement. You know what my quote for a new is350 was... Hoepfully wrong... 4000k every six months.... Now on my tl i think its like 2800 or 3000 every six months. But 300 bucks wow i wishhh....
That what you get for 17 DUIs! LOL, that has to be wrong, either that or you have an interesting driving record. I though L.A. was expensive!
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Old Oct 27, 2005 | 09:29 AM
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I was quoted from Nationwide 2324 for 6 mo with 500 deductible... But I'm 22 and have had 3 minor speeding violations in the past 5 years. If you are still in school you can try to get a good student discount, you need above a 3.0 gpa. I've tried other companies but 2000 is the cheapest i could find. I looked up other types of cars, and the GS, ES, RX were all atleast 500 cheaper for 6 mo.
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Old Oct 27, 2005 | 10:43 AM
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nope under fathers name.... a lot fo stolen cars in my neighboorhood i think like 3 in the last 5 yrs on my dads record
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Old Oct 27, 2005 | 11:16 AM
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Originally Posted by BaLLzZz
nope under fathers name.... a lot fo stolen cars in my neighboorhood i think like 3 in the last 5 yrs on my dads record
Sounds like you need to get a garage and go take a Defensive Driving Course online to get a discount on your insurance. Here's a link.

http://www.nsc.org/onlinetraining/driving/ddc_pc.cfm
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Old Oct 27, 2005 | 05:32 PM
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switching from my 2004 rx to my 2006 is my insurance premium went up 18$ A year which does not make sense because my RX was 12,000 more than the 36,000 IS250
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