RX450h possibly destroyed by Hurricane Sandy
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Driver
Joined: Jun 2010
Posts: 158
Likes: 0
From: NY
Sorry to hear about your car.
If the insurance company determine that your car is beyond repair, they will pay you to whatever is the current value of the car. I have a friend who had a brand new car (maybe one week old) and he ran over a black angus cow. The car was totaled and the insurance gave him the same car and its brand new. I hope you get the same.
If the insurance company determine that your car is beyond repair, they will pay you to whatever is the current value of the car. I have a friend who had a brand new car (maybe one week old) and he ran over a black angus cow. The car was totaled and the insurance gave him the same car and its brand new. I hope you get the same.
What are my chances of them giving me a $50K check to buy a 2013 RXh?
Pole Position
Joined: May 2009
Posts: 2,838
Likes: 26
From: GA
Steven, have you had your car towed to the dealer yet and have you talked with your insurance company? They're the ones with the answers, we can only speculate and offer good wishes. Provide photos of the car in the water if you have them, can't hurt. With all the damage in the NE, the insurance companies are going to be inundated with claims in a way that has never happened before. I'd get one in as soon as possible.
Thread Starter
Driver
Joined: Jun 2010
Posts: 158
Likes: 0
From: NY
Steven, have you had your car towed to the dealer yet and have you talked with your insurance company? They're the ones with the answers, we can only speculate and offer good wishes. Provide photos of the car in the water if you have them, can't hurt. With all the damage in the NE, the insurance companies are going to be inundated with claims in a way that has never happened before. I'd get one in as soon as possible.
Pole Position
Joined: May 2009
Posts: 2,838
Likes: 26
From: GA
Steve, if they total it, I'm pretty sure you won't have to tow it, they'll want it. If a new battery and carpets plus a few other odds and ends will get it back to normal condition with a good detail they probably won't total it. But I'm not the inspector so ....
Just so you know and might find a way to use it as ammo with GEICO, USAA considered the best insurance company in the US has rated the RX 450h as the best most dependable midsize Luxury SUV available.
Just so you know and might find a way to use it as ammo with GEICO, USAA considered the best insurance company in the US has rated the RX 450h as the best most dependable midsize Luxury SUV available.
Last edited by Cruiter; Oct 31, 2012 at 04:01 PM. Reason: spelling
Lexus Test Driver
Joined: Mar 2010
Posts: 811
Likes: 8
From: CA
You seem to have a number of questions about the process ... here is what to expect:
http://www.geico.com/claims/claimspr...-loss-process/
http://www.geico.com/claims/claimspr...-loss-process/
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