Loaner car damage.

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Dec 12, 2012 | 03:27 PM

#16

Joeb427

Lexus Fanatic

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Joined: Aug 2007

Posts: 11,670

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From: SC

Quote:

Originally Posted by KillaIS250

They wouldn't cover it at all? Did you have comprehensive insurance? Just curious why they didn't let you claim it...?

Deductible?

Dec 12, 2012 | 03:47 PM

#17

dong888

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Joined: Mar 2006

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From: ca

my understanding is that your insurance should cover the loaner car same way it covers your own car. For this case, it is considered as part of the comprehensive coverage so you would pay your deductible. If you do not have comprehensive, it is out of your own pocket.

Dec 12, 2012 | 04:34 PM

#18

pman6

Racer

Joined: Aug 2012

Posts: 1,939

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From: CALIFORNIA

I don't see how a few hundred dollars' repair would raise your premium much, if at all.

all they do is remove the door panel, change out the glass, then clip everything back together.

Dec 12, 2012 | 07:45 PM

#19

tex2670

Lexus Champion

Joined: Apr 2007

Posts: 10,988

Likes: 81

From: Southeastern PA

Quote:

Originally Posted by KillaIS250

Yeah, it will probably be subject to your insurance deductible for comprehensive damage or out of your own pocket, but your rates shouldn't go up. Rates don't usually go up because of a comprehensive claim (as long as you don't cause the damage i'm sure...lol)

Some states don't permit deductibles for glass breakage--I think.