Hi guys,
I have been following the 2is insurance thread on the main 2IS section and apparently I'm paying the most or havent seen anyone paying higher than I am, since we get raped hard!! by insurance anyways in Toronto, can you guys chip in on the best or cheapest insurance companies canada.

FYI - im paying 558$ a month im with belair direct, I have 3 speeding tickets and no claims.

 

Jeezus, thats insane! In BC we're all required to be insured by a government company, ICBC. I'm only paying about $180. Its for an older car though..

 

I'm a bit lower than "scENFORCER". $160ish per month . . . @ Certas Direct.

I was with BELAIR for more than 5 years and they just sky-rocketed their rates for my renewal this year. Therefore, I said "Adios"

 

TD about $150 ish

 

I'm guessing y'all dont have tickets.
I was with certas and was payin 600+ , no joke!! switched to belair,

 

Well, let me tell you, that is absolutely normal and a "fair" rate.

My old man was unfortunate and had 3 speeding tickets (minor convictions) within 2 years. His insurance called him and dumped him. He called a few places and he was either declined or quoted $500 per month. He is a +65 year old retiree...

 

I am with Belair Direct and have 2 vehicles. I am paying about $120-$130 per vehicle per month. I do not have a clean record.

 

I'm with Coseco Insurance (group insurance arm of Co-Operators). I pay $2100/year, or $175/month. Clean driving record.

Of course it all depends on where you live in the GTA (Brampton has the highest rates apparently), how far you drive, whether it's for commuting, business, or occasional use, liability coverage, deductibles, etc. There's a lot of variables.

($2 million liability, business use, approx. 60 km one way to work, approx. 24,000 km/yr, $250 comprehensive and $500 collision deductibles)

 

belair no convictions, no AF accidents.

210/mo full coverage.

 

20001 lexus GS430 + extra coverage

$1920 a year.

 

Currently paying $909/yr for full coverage on '06 IS350. No accidents, 1 minor speeding ticket.

 

Since the move from Vancouver to Calgary, I pay about 50% less, **** you ICBC.

$1580 a year premium with discount from work.

 

Ouch... I just purchased a 2012 ISF and with belair I am about $1580/year. Thats with 1@ Fault accident..

 

TD, on an Employer Group Plan / 2008 IS 250 / clean record: $244/month

I live in Scarborough, that might explain some of the premium.

 

Currently @ ~400/month.

After my first year, should drop to about $250-300 with TD alumni group discount.