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Old Jun 18, 2009 | 08:28 PM
  #1  
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Default high performance car insurance

Hi all. I just became the proud owner of a SC300 with about $30000 worth of mods. The car is my pride and joy! I have a classic car that is insured through Hagerty. I'm trying to get some insurance on the Lexus but I have not been able to get anyone to insure it for what I'd like to have it covered for. Does anyone have any suggestions? Hagerty will not cover it and I've tried a couple others with no luck. Thanks guys!
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Old Jun 18, 2009 | 09:18 PM
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I'm no help but.. post some pictures!
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Old Jun 18, 2009 | 09:20 PM
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Geico is covering everything I am installing on my 92 SC300, and they said if I add anything else to the car to let them know..all I had to do was take some pics and I set up my policy online with an estimated value of the items...and not all the parts are installed yet, and still covered..just be descriptive with each item, and be sure to include the brand of each item in the description
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Old Jun 18, 2009 | 09:24 PM
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Originally Posted by SupraPower
Hi all. I just became the proud owner of a SC300 with about $30000 worth of mods.
I think I know who's SC you bought. Geico, StateFarm, Allstate all have mod policy's. If the person on the phone is telling you they don't offer it. call corporate.
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Old Jun 19, 2009 | 06:13 AM
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^^^correct, i have geico and they ask me if i have any aftermarket or performance parts everytime i call.
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Old Jun 19, 2009 | 06:18 AM
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does your policy go up w/ mods?

I have state farm and am not sure if they offer a mod based policy, but would like to further inquire upon it.
I just don't want to add coilovers or some other modification and then my insurance jack up the price a bit.
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Old Jun 19, 2009 | 07:54 AM
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Thanks for all the help guys! I'm going to spend some time making some calls today.
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Old Jun 19, 2009 | 08:35 AM
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Do they charge extra for having mods?
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Old Jun 19, 2009 | 08:40 AM
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Originally Posted by horent135
Do they charge extra for having mods?
Obviously If the value of your car is now $15,000 as opposed to $5,000, it would not be in the best interests of the insurer to take 3 times the risk without being able to recover some financial benefit...

Jonny
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Old Jun 19, 2009 | 08:43 AM
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Post pictures..... come on
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Old Jun 19, 2009 | 09:00 AM
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Originally Posted by JDMmuscle
Post pictures..... come on
x2 ..............
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Old Jun 19, 2009 | 09:16 AM
  #12  
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I'm at work and I don't get off till tomorrow. I'll get some pictures posted Sunday! Anyone in Austin want to have a meet and maybe a ride around town next weekend?
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Old Jun 19, 2009 | 12:23 PM
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this thread needs some pics big time, but i think there was a thread on supraforums (possibly a sticky) that is all about insurance on modified supras. I'd take a look there.
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Old Jun 19, 2009 | 02:41 PM
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damnit. nobody should have helped him until he posted pics 1st. $30K in mods an we have to imagine what it looks like till sunday???? BS! oh well, pics sunday otherwise your banned!!! lol.
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Old Jun 20, 2009 | 06:58 AM
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30000k worth of mods!? Post some pics man this cars gotta look sick!
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