Insurance on an SC300 or 400 ... YIKES!
10-06-15, 02:41 PM
#34
Call your insurance company and set it up for Liability only^. If you're not able to get it down lower, you may want to speak with an insurance broker who will hunt for the better deals for you.
When I was 17 driving my SC300, I was paying about the same yearly, that was with State Farm insurance.
When I was 17 driving my SC300, I was paying about the same yearly, that was with State Farm insurance.
10-06-15, 02:51 PM
#35
I am 32 and am paying $76/month for liability only on a 98 SC300. It SHOULD be lower, but I had a motorcycle accident last year that continues to f me over, ANYTHING on your MVR is fair game to raise your rates (so yes, incidents and tickets with motorcycles count). If I remember right the rate w/o the accident upcharge is something like $60/month
10-06-15, 03:00 PM
#36
I am 32 and am paying $76/month for liability only on a 98 SC300. It SHOULD be lower, but I had a motorcycle accident last year that continues to f me over, ANYTHING on your MVR is fair game to raise your rates (so yes, incidents and tickets with motorcycles count). If I remember right the rate w/o the accident upcharge is something like $60/month
To add to this, I'm 22 with two cars insured, a 2008 Toyota Tundra, and a 1947 Chevrolet Stylemaster. I'm currently paying $180 a month for two, with full coverage on my Tundra and Liability on my Chevrolet (will be switching over to classic car insurance though.).
My SC is no longer insured since it was taken down for a motor swap years ago, and never finished. Maybe I should get on that.
10-06-15, 03:26 PM
#37
I'm 38 and paying $801 /year for liability (+$83 for uninsured motorist) on a '98 SC400. Compare that to our 2006 Volvo we bought at the same time that's also covered with comprehensive and collision that's $1554 /year (did a trade-in that covered the cost of the Lexus and put some on to the Volvo, but we're making payments on the Volvo.)
Once the Volvo is paid off I'll be lowering that to just liability. I'm also paying liability on our old Neon that's serving as my backup car, it's a little more than the Lexus, probably due to the TC in the Lexus.
Once the Volvo is paid off I'll be lowering that to just liability. I'm also paying liability on our old Neon that's serving as my backup car, it's a little more than the Lexus, probably due to the TC in the Lexus.
10-06-15, 04:04 PM
#38
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Dudes,
$29.60 per month, $350 per year, for minimum liability(+) (with a step up in payouts compared to bare minimum liability) and uninsured motorist. 1995 SC300 5-speed. I'm forty-six years of age. No tickets or accidents. AAA Insurance of Northern California.
.
$29.60 per month, $350 per year, for minimum liability(+) (with a step up in payouts compared to bare minimum liability) and uninsured motorist. 1995 SC300 5-speed. I'm forty-six years of age. No tickets or accidents. AAA Insurance of Northern California.
.
10-06-15, 08:04 PM
#39
Driver School Candidate
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Location: NJ
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Youre all ****in up
the answer is classic car insurance if youre going to put less than 3k a year.
its cheap and you tell them how much you want to insure it for. I was quoted 350 for the year to insure my 92 5sp for 9000 dollars.
its cheap and you tell them how much you want to insure it for. I was quoted 350 for the year to insure my 92 5sp for 9000 dollars.
10-06-15, 09:21 PM
#40
Lexus Champion
i'm 22, had one accident when i was 20, i pay $65.67 a month liability only. it's been going down steadily every 6 months as well since i've been a good boy, graduated college with bad *** grades, and got a full time job. once i get married cheaper insurance babbyyyyy
10-07-15, 06:05 AM
#41
93 LS400
92, 93, 94 SC300
89, 90 Honda Preludes
08 Jetta
Wife and I are 33 & 35
Pay $188 a Month only the jetta has full
The Lexus' have me as their full coverage insurance.
92, 93, 94 SC300
89, 90 Honda Preludes
08 Jetta
Wife and I are 33 & 35
Pay $188 a Month only the jetta has full
The Lexus' have me as their full coverage insurance.
10-08-15, 12:14 PM
#42
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Damn I feel better about mine now.
On the policy is
08 Volvo XC90
06 Tundra
08 Jetta
95 Mustang gt
92 Sc300
All vehicles have full coverage with 500 deductible
The coverage is for my wife, 3 teenagers ( son 17, daughter, 16, son 15) and myself
The payment is 4200 a year with Progressive
On the policy is
08 Volvo XC90
06 Tundra
08 Jetta
95 Mustang gt
92 Sc300
All vehicles have full coverage with 500 deductible
The coverage is for my wife, 3 teenagers ( son 17, daughter, 16, son 15) and myself
The payment is 4200 a year with Progressive
10-08-15, 12:30 PM
#43
I should list all my vehicles:
98 SC400
04 Dodge Neon
04 Volvo XC90 (+collision and comprehensive)
I'm 38 and my wife is 28. I haven't had a ticket for a long time, probably 7 years, but one slight rear end that was my fault (only loosened his rear bumper, no damage to my car; wife's old insurance paid.) Wife has clear record.
The coverage is for me and my wife.
$3412/year with Liberty Mutual
I'm supposed to be getting a workplace discount with LM, I'm not so sure it's beneficial. Also, when I put the cars (Volvo and Lexus) and my wife on the policy it gave me a new yearly rate of around $1700, which sounded great... but didn't mention that was the pro-rated yearly amount for the term of the renewal period. Sneaky-sneaky. That first full payment was quite the surprise. So now I'm going to shop around.
98 SC400
04 Dodge Neon
04 Volvo XC90 (+collision and comprehensive)
I'm 38 and my wife is 28. I haven't had a ticket for a long time, probably 7 years, but one slight rear end that was my fault (only loosened his rear bumper, no damage to my car; wife's old insurance paid.) Wife has clear record.
The coverage is for me and my wife.
$3412/year with Liberty Mutual
I'm supposed to be getting a workplace discount with LM, I'm not so sure it's beneficial. Also, when I put the cars (Volvo and Lexus) and my wife on the policy it gave me a new yearly rate of around $1700, which sounded great... but didn't mention that was the pro-rated yearly amount for the term of the renewal period. Sneaky-sneaky. That first full payment was quite the surprise. So now I'm going to shop around.
10-08-15, 12:47 PM
#44
I pay $92 with 500 deductibles on comp/coll for my 97. I say that's average.
