Originally Posted by lesz

Accidents get entered into the CarFax data base only if they are reported by a body shop, law enforcement agency, or insurance company, and the reality is that, as often as not, accidents don't ever get entered into that data base. I've seen cars with $15,000-20,000 or more worth of collision repairs that have clean CarFax reports.

As much as anything, CarFax has become nothing more than a marketing tool that helps dealers sell used cars by leading potential buyers to be confident in believing that cars have accident-free histories. In many cases, that confidence is misplaced.

Originally Posted by gulshan

Regarding
>sell it fast, before it hits Carfax

OP, check with a lawyer. i think it is illegal to not disclose a known accident when selling/trading in. Not very sure. If the insurance pays to fix it then fix it and use it as long as you were planning to use it if nothing had happened and then sell/trade in. Disclose accident, lose some money while trading in and sleep peacefully. Just my 2 cents

Originally Posted by Lex2000TL

Depending on insurance company, if fixing the damage is below 70% of what car is worth, they will fix it. Above 70%, they will total it. I doubt that cost of damage you described is even close to 70% of 2019 NX.