Well I got rear ended
CL Community Team
Joined: Dec 2024
Posts: 2,135
Likes: 661
From: PNW
Sorry to hear this and hope you didn’t get injured…
Not sure of the cost but — Shouldn’t the insurance of the car that rear ended you pay for the damage?!
If they didn’t have insurance, your insurance should take care of this, you’ll just have to pay the deductible.
Or if you didn’t want to report it and go through insurance, it looks like it’ll be a pretty penny.
Not sure of the cost but — Shouldn’t the insurance of the car that rear ended you pay for the damage?!
If they didn’t have insurance, your insurance should take care of this, you’ll just have to pay the deductible.
Or if you didn’t want to report it and go through insurance, it looks like it’ll be a pretty penny.
Thread Starter
Joined: Nov 2009
Posts: 7,107
Likes: 371
From: Beantown
Sorry to hear this and hope you didn’t get injured…
Not sure of the cost but — Shouldn’t the insurance of the car that rear ended you pay for the damage?!
If they didn’t have insurance, your insurance should take care of this, you’ll just have to pay the deductible.
Or if you didn’t want to report it and go through insurance, it looks like it’ll be a pretty penny.
Not sure of the cost but — Shouldn’t the insurance of the car that rear ended you pay for the damage?!
If they didn’t have insurance, your insurance should take care of this, you’ll just have to pay the deductible.
Or if you didn’t want to report it and go through insurance, it looks like it’ll be a pretty penny.
Intermediate
Joined: Jul 2024
Posts: 311
Likes: 100
From: NJ
Ugh. Looks like the car that struck you was struck from behind. Based upon their airbag deployment they took a lot of the crash impact. Hope everyone is OK. I love the dashcam video. No question about what happened. All of the insurance companies will want to see that video.
Thread Starter
Joined: Nov 2009
Posts: 7,107
Likes: 371
From: Beantown
Ugh. Looks like the car that struck you was struck from behind. Based upon their airbag deployment they took a lot of the crash impact. Hope everyone is OK. I love the dashcam video. No question about what happened. All of the insurance companies will want to see that video.
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So sorry this happened to you and know how you feel.
This happened to me on the highway while I was stopped almost exactly the same way as you with the car behind me hitting me after they were smashed into back in November.
Luckily the trunk and parts above the bumper were fine.
The insurance of the driver that hit the car behind me paid the entire bill that was about $4K plus they paid me $500 for diminished value.
I used an authorized Lexus body repair shop that used only OEM parts.
This happened to me on the highway while I was stopped almost exactly the same way as you with the car behind me hitting me after they were smashed into back in November.
Luckily the trunk and parts above the bumper were fine.
The insurance of the driver that hit the car behind me paid the entire bill that was about $4K plus they paid me $500 for diminished value.
I used an authorized Lexus body repair shop that used only OEM parts.
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Thread Starter
Joined: Nov 2009
Posts: 7,107
Likes: 371
From: Beantown
The shop is supposed to start taking apart the car today, so I will know more today hopefully. Definitely using OEM as I have made it very clear, that everything needs to be replaced with OEM parts and not used or aftermarket. I do believe they will be recalibrating once finished, but I will make sure to ask as well.
Thread Starter
Joined: Nov 2009
Posts: 7,107
Likes: 371
From: Beantown
So sorry this happened to you and know how you feel.
This happened to me on the highway while I was stopped almost exactly the same way as you with the car behind me hitting me after they were smashed into back in November.
Luckily the trunk and parts above the bumper were fine.
The insurance of the driver that hit the car behind me paid the entire bill that was about $4K plus they paid me $500 for diminished value.
I used an authorized Lexus body repair shop that used only OEM parts.
This happened to me on the highway while I was stopped almost exactly the same way as you with the car behind me hitting me after they were smashed into back in November.
Luckily the trunk and parts above the bumper were fine.
The insurance of the driver that hit the car behind me paid the entire bill that was about $4K plus they paid me $500 for diminished value.
I used an authorized Lexus body repair shop that used only OEM parts.
Thread Starter
Joined: Nov 2009
Posts: 7,107
Likes: 371
From: Beantown
Yeah if you slow the video down you can see he isn't wearing a seatbelt, which is probably why he couldn't regain control as he did have enough space to stop from my visual view.
So I gathered the evidence I needed and submitted a letter with the claims adjuster and came to an agreement.
In the end, I was happy that my wife and I, as well as the others left the scene unharmed and that my car was restored to previous pristine condition.
PS: They will need to recalibrate all the sensors and few other systems. Your estimate will be slightly different since you used a modded diffuser I believe.
Sorry to hear this happened. On a positive side you are ok, and that's probably only a $1,500-$3K repair. As someone above mentioned, when you are hit from behind, always try to file a claim with the other party's carrier and not your own. It saves you the deductible and the direct hit to you claim profile when your policy renews. As far as diminished value is concerned, reach out to collision safety consultants (Collision Safety Consultants | Diminished Value & Total Loss Expert) before accepting any settlement.
Good luck.
Good luck.
