Insurance Question
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Driver School Candidate
Joined: Feb 2014
Posts: 16
Likes: 0
From: Florida
Insurance Question
My sister and I like to switch cars every once and a while for a week or two. Would it be ok for her to cancel her insurance on her NX, and I add the NX to my insurance policy that I have for my IS. So I would be the insurance policy holder for both her NX and my IS, but I would have both of us listed on the policy as drivers. She lives one state over if it matters. And it is way cheaper if I insure both cars at my address vs at hers for some reason. Or do we need two separate policies with both of us listed as drivers on each policy? thanks!
Pole Position
Joined: Mar 2015
Posts: 325
Likes: 11
From: Florida - Tampa Bay
Who owns the cars? Whoever is the owner is the insured party. Generally you can't add a car to your policy if you don't own it and have it registered in your name. There are exceptions ("non-owner policies") but I think you'd find them unduly restrictive.
Last edited by LeapFrog; Jun 12, 2016 at 01:18 PM.
Pit Crew
Joined: Jul 2015
Posts: 195
Likes: 19
From: CT
My sister and I like to switch cars every once and a while for a week or two. Would it be ok for her to cancel her insurance on her NX, and I add the NX to my insurance policy that I have for my IS. So I would be the insurance policy holder for both her NX and my IS, but I would have both of us listed on the policy as drivers. She lives one state over if it matters. And it is way cheaper if I insure both cars at my address vs at hers for some reason. Or do we need two separate policies with both of us listed as drivers on each policy? thanks!
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