APR for 60 Months? Wa State

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Feb 27, 2015 | 08:11 PM

rp2000r

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From: WA

APR for 60 Months? Wa State

Assuming Perfect Credit 800 Score
Dealers won't give me a solid number
THX

Feb 27, 2015 | 08:58 PM

criticalgt

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Joined: Jul 2014

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From: Glenview, IL

0.9% IL

802 credit

Feb 27, 2015 | 09:08 PM

HanaleiISF

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From: Utah

0.9% 60 months here in Utah...started at 1.9%, but finance guy lowered in negotiations.

Last edited by HanaleiISF; Feb 28, 2015 at 03:26 PM.

Feb 27, 2015 | 09:19 PM

criticalgt

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Joined: Jul 2014

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From: Glenview, IL

Look at the specials on Lexus.com

Looks like it is .9 for 36mo at the moment but I'm sure that can be negotiated.

Feb 27, 2015 | 10:08 PM

pugua

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Joined: Nov 2014

Posts: 52

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From: WA

Quote:

Originally Posted by rp2000r

Assuming Perfect Credit 800 Score
Dealers won't give me a solid number
THX

What you need to do is shop around different banks, especially credit unions.

I'm in WA state and the dealerships offered 0.9% for 36 months, then went up from there the longer the term. I decided to go with a credit union that offered 1.5% for 60 months. I did the calculations and with my downpayment, difference between 0.9% (36 months) and 1.5% (60 months) was about $1,200.00 in interest paid - not bad, so I went with it.