first of all, i'm paying around 1k a year for both my 06 IS350 and 99 GS400, and i'm 27 with a clean record, so i'm guessing that the 2 years of your driving experience with an accident and 300hp car might be the reason. But based on your family's situation, why are we even discussing about your misley 7k insurance when you can drive a different car every day of the week!!!

 

damm that is high as hell well i am 18 too and i have a is250 and i pay only 2k every year with good student discount...i had two wrecks one was with the family new 760li and 2003 toyota 4runner. The bmw accident was not my fault some lady hit me and the car fliped hella times and it didnt even have plates and not even 1k miles. The 4runner was me rear ended someone at 70mph because the driver fell asleep and hit the side car and i hit them my dad also works for kemper and thats who we have. And there is no employee discount but we do have car and home discount with multiple car plus discount because we have 8 car under one name and the whole family is listed under the same policy with 4 driver. Might want to shop around for a new company

 

I also dont see why people are attacking him just becuase his family is rich dont mean they dont want to save money. give this guy a break. Just do the because he got a nice car dont mean that he didnt work for it. he might have good grades and all that and its a reward. Just like me i hate how people bash on me when i have 4 cars that i switch back and forth due to the fact i like change...The way the rich become richer is becuase they know how to save every last penny and do the right thing with their money. Just becuase some of you are not as lucky as some of the people give you the right to bash on them. He was asking if anyone else was in the same boat as him or was he getting ripped off. Hope my earlier post helps :P