Notices
IS - 2nd Gen (2006-2013) Discussion about the 2006+ model IS models

Current interest rates

Thread Tools
 
Search this Thread
 
Old Apr 22, 2007 | 06:34 AM
  #1  
warrionex's Avatar
warrionex
Thread Starter
Lead Lap
 
Joined: Nov 2006
Posts: 665
Likes: 1
From: PR
Default Current interest rates

Pentagon Federal is the best I could find. Please, post a better offer!

Warrionex
Attached Thumbnails Current interest rates-rates.jpg  

Last edited by warrionex; Apr 23, 2007 at 01:25 AM.
Reply
Old Apr 22, 2007 | 07:02 AM
  #2  
mt1's Avatar
mt1
Rookie
 
Joined: Feb 2007
Posts: 86
Likes: 0
From: CA
Default

University Credit Union (ucu.org)

New Car Loans
2006 & 2007

6.35%

Up to 72 months.
84 months for loans of $30,000 or more.
All new cars at 100% financing, not to exceed manufacturer's retail price, plus tax, license and warranties. Maximum loan amount: $75,000.
======
Used Cars & Demonstration Models(private party and dealership purchases; loan refinances; cash out available; demonstration models)

6.35% - 2005 - 2007 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.

7.65% -1997 - 2004 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.
Loans issued up to 100% retail Book value, plus tax, license and warranties. Maximum loan amount: $75,000.
Reply
Old Apr 22, 2007 | 07:13 AM
  #3  
kkchoi's Avatar
kkchoi
Driver School Candidate
iTrader: (1)
 
Joined: Jul 2003
Posts: 17
Likes: 10
From: Virginia
Default

Navy Federal Credit Union (www.navyfcu.org):
New Vehicles
Up to 36 mos: 3.5%
37 to 72 mos: 5.0%
73 to 84 mos: 6.5%
85 to 96 mos: 7.0%
Reply
Old Apr 22, 2007 | 08:54 AM
  #4  
freddymoo's Avatar
freddymoo
Pole Position
 
Joined: Apr 2007
Posts: 215
Likes: 0
From: va
Default

i wish i knew someone in the navy so i can take advantage of their 3.5% rate.
Reply
Old Apr 24, 2007 | 03:16 AM
  #5  
warrionex's Avatar
warrionex
Thread Starter
Lead Lap
 
Joined: Nov 2006
Posts: 665
Likes: 1
From: PR
Default

Winner: Navy Federal Credit Union
Attached Thumbnails Current interest rates-navy.jpg  
Reply
Old Apr 24, 2007 | 08:47 AM
  #6  
iatacs19's Avatar
iatacs19
Rookie
 
Joined: Sep 2003
Posts: 85
Likes: 0
From: VA
Default

http://www.jfcu.org/rates_consumerRates.asp#na

4.5%
Reply
Old Apr 24, 2007 | 01:02 PM
  #7  
kickin8's Avatar
kickin8
2IS/2RX/4RX
iTrader: (1)
 
Joined: Feb 2007
Posts: 6,851
Likes: 27
From: SF Bay Area
Default

wow! 3.5 is heck of a deal !

you can keep the $ and put it in banks like HSBC or ING to get 5%!
Reply
Old Apr 24, 2007 | 02:32 PM
  #8  
Memout's Avatar
Memout
Driver
 
Joined: Oct 2005
Posts: 128
Likes: 0
From: Montreal , Quebec
Default

When I went to the dealership, they offered me 2.9% finance for 48 months with 20k down
Reply
Old Apr 24, 2007 | 02:59 PM
  #9  
Panerai21's Avatar
Panerai21
Driver School Candidate
 
Joined: Apr 2007
Posts: 18
Likes: 0
From: CA
Default

What dealership offered 2.9% with 20 down?

Thanks
Reply
Old Apr 24, 2007 | 03:51 PM
  #10  
warrionex's Avatar
warrionex
Thread Starter
Lead Lap
 
Joined: Nov 2006
Posts: 665
Likes: 1
From: PR
Default

For a 60 month loan the Justice Federal Credit Union is the leader.
Attached Thumbnails Current interest rates-federal-justice.jpg  
Reply
Old Apr 24, 2007 | 05:22 PM
  #11  
danrgray's Avatar
danrgray
Driver School Candidate
 
Joined: Mar 2007
Posts: 16
Likes: 0
From: Iowa
Default

I started with the Lexus dealership at 5.99, then when I called to cancel a old credit card I didn't need, they offered me a balance tranfer at 3.99. I took it, but don't miss a monthly payment or you'll be sorry!
Reply
Old Apr 24, 2007 | 06:17 PM
  #12  
Memout's Avatar
Memout
Driver
 
Joined: Oct 2005
Posts: 128
Likes: 0
From: Montreal , Quebec
Default

Originally Posted by Panerai21
What dealership offered 2.9% with 20 down?

Thanks
Dealership in the south shore of Montreal, Quebec called Prestige Lexus
Reply
Old Apr 26, 2007 | 05:37 PM
  #13  
warrionex's Avatar
warrionex
Thread Starter
Lead Lap
 
Joined: Nov 2006
Posts: 665
Likes: 1
From: PR
Default

I just talked with a representative of the Justice Federal Credit Union, an apparently it is somewhat easy to apply for a a membership. You don't need to be on the membership's illegibility list. There are other alternatives.

4.50% for 60 month loan is unbeatable.
Reply
Old Apr 26, 2007 | 05:45 PM
  #14  
sirkfc's Avatar
sirkfc
Lexus Test Driver
 
Joined: Dec 2006
Posts: 822
Likes: 1
From: CA
Default

Those of you comparing a car loan against savings account interest have to keep in mind that your savings account interest is taxed while I don't think a car loan is tax deductible. Thus, your 5% savings interest after 35% tax is 3.25%. Still, good if you can find comparable offsets.
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Gojirra99
Car Chat
52
Sep 14, 2007 11:14 AM
aptekcom
GS - 3rd Gen (2006-2011)
9
Jun 13, 2007 06:58 PM
IS_Mine
IS - 2nd Gen (2006-2013)
24
Nov 10, 2006 03:29 PM




All times are GMT -7. The time now is 08:52 PM.