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Bought new 400h

Old Mar 17, 2012 | 08:39 AM
  #16  
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jtaylor3
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Mine actually went down, but my previous car was pretty expensive to insure. I'm almost 40, so that might make a difference as well. I went from $1,100 to $600 per year.

Jeff
2008 RX400h
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Old Mar 17, 2012 | 09:54 AM
  #17  
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[QUOTE=jtaylor3;7093179 I'm almost 40

Jeff
2008 RX400h[/QUOTE]

When will you be trading the Lexus in for a Buick? ...

My insurance company actually offers a discount BECAUSE I'm driving a hybrid. There are also discounts for having winter tires and parking the vehicle in the garage at home. Not huge discounts, but still nice.

Last edited by rcy; Mar 18, 2012 at 07:16 AM.
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Old Mar 17, 2012 | 08:56 PM
  #18  
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I'm an old guy and my insurance is $600 per year with all the extra stuff I wanted, un-insured, under insured, full glass, rental and $500 deductible in Arizona. Actually less than my Jeep Liberty was for the same coverage.
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Old Mar 18, 2012 | 01:53 PM
  #19  
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Originally Posted by rcy
When will you be trading the Lexus in for a Buick? ...

My insurance company actually offers a discount BECAUSE I'm driving a hybrid. There are also discounts for having winter tires and parking the vehicle in the garage at home. Not huge discounts, but still nice.
Actually, I don't think Lexus owners are much younger than Buick owners, on average

Jeff
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Old Mar 18, 2012 | 02:02 PM
  #20  
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Originally Posted by jtaylor3
Actually, I don't think Lexus owners are much younger than Buick owners, on average

Jeff
Ok, I looked online and the average Lexus owner is 56-57 whereas Buick owners appear to be 66-67, so I was a bit off. Still, I'm comfortably under 57

Jeff
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Old Mar 26, 2012 | 05:14 PM
  #21  
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You went from a 2000 to a 2007 and a hybrid to boot, of course your insurance willl sky rocket!.

An ugly little truth about hybrids is that they cost a bunch more to fix if you get into an accident with powertrain damage (invertor and battery pack) so they cost more to insure beyond their being more expensive to buy/replace than straight gas equivilent. I pay $100 more a year for our RX400h than I would for a same year RX350.

I like the thing more than I liked our (beloved) RX330, but economically, it makes next to zero sense vs. an RX350 that would cost less to buy/insure and get the same highway mileage...unless you do a LOT of city miles, then the 25 mpg vs. 18 mpg might, eventually, add up. I'd still have bought it, though...I think.

- nopcbs

Originally Posted by Keaberts
thanks guys! will be doing that very soon to fix the headlight... also, i have a question about insurance... did anyone else's insurance sky rocket with the purchase of their RX400h? or is it just pronounced because i am still considered a "young driver"... it went up by more than $50 per month :-(
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