Does anyone know how I can beat the insurance companies CCC one market valuation for a total loss value? They keep low balling me. I have a Premium 2018 GX Black/sepia with 32K odo. The car has Real leather, Trailer package, Chrome exhaust tip, and all the other goodies a premium model can get.

 

Hire an attorney that specializes ... they know all the angles to play. Just negotiate their fee being based on them getting you upside to what is being offered so their fees are absorbed ... and you walk away whole (or very close) to the market value.

I use NADA market pricing ... always higher than Kelly Blue Book or Edmunds.

https://www.nadaguides.com/Cars/2018/Used/Lexus

 

Have you searched for an auto insurance forum? If one exists, that's where you'll get targeted help/answers.

 

Short of getting an attorney involved, You'll want to get as many comparables as possible from your region. You can run a carGuru/Autotrader/cars.com etc. search. Start with 25 miles to your zip and enlarge your search radius until you get a large enough pool - or do a CARMAX search.
Unfortunately the insurance company has you by the short hairs because this was an at fault accident. The more they give you, the more your rates will go up over the next several years.
Good luck and keep us posted.

 

What are they saying your car is worth? What do you think it's worth and how did you arrive at that figure? If you can show the insurance company how you got your value, they may say OK.

 

I took a minute to follow the link provided by ASE. Car's worth about $40k without further details. Hope you get a full/fair amount. I don't think you'll ever "beat" an insurance company. But you question's a good one at heart.

 

https://insurance-forums.com/communi...ance-forum.38/ here's a link to an auto insurance forum. Hope the effort I've put in on your behalf helps you.

 

I've been down that road unfortunately! I say get an attorney involved. Just finished a case with GEICO, they didn't want to play nice until I got an attorney involved. Things changed quickly!!