They don't let u clear ur records by going to traffic school? Here in CA we can do that up to 3x I think.

 

$1416.21 every 6 months

Married, my husband holds a CDL and we have a 17yr old on our policy as well
$500 deductible - Comp/Collision/Liability
Greater Nashville Area

UM 50k
BIL 50/100
PDL 50
UMBI 50/100
Medical Payments 5k

I'm sure my rates are among the highest, even with USAA and clean accident history for both of us.

 

LOL...Jesus H. Christ. wow.

 

#welcometoNashville

 

If I told you what my total premium was for our 5 vehicles you'd probably pass out. I cringe when I click "submit payment" every month.

 

we can do this in TN for our first offense, 2nd within 24 mos or less has to go on our record.

 

I would imagine the 17yr old on your policy is like $900 of the $1400. I think once they turn 18, it may go down a little.

 

Is he listed on all 5 cars?

 

She is primary on her vehicle, but all vehicles increased because she has potential access to drive any of them by being in the same residence. Our 6 month premium increased by over $2k when she was added.

 

Yeah the youngest driver on the policy will be the highest, no matter the age. It will be like that until there is another younger driver added to the mix.

Does Tennessee have the highest insurance rates in the universe? I thought CA was bad but that!!!

 

According to insure.com we are 29th in the nation overall. But I am sure Nashville market is much higher than most of the rest of the state.

https://www.insure.com/car-insurance...nce-rates.html

 

Just for giggles I ran my profile through Allstate, 49yrs old not married, college educated, employed, own home and it came out to $1700 for 6 months. I do have a claim with in 5yrs, my 4runner was broken into and that was for glass- only $1100 before deductible. There has to be something with these cars, but who cares Im digging her!

And here’s the list of the 10 most frequently stolen new cars last year and the number of thefts reported:

1. Nissan Altima: 1,153
2. Toyota Camry: 1,100
3. GMC Sierra: 957
4. Hyundai Elantra: 929
5. Ford Fusion: 874
6. Ford F-150: 842
7. Ram Pickup: 835
8. Toyota Corolla: 832
9. GMC Savana: 774
10. Hyundai Sonata: 759

 

Mine is $2685 per year $100K/300K/50K with $500 deductible for 3 cars. Been with AAA for 15 Years. Prefect driving record, no accidents/tickets in last 10 years. Any I don't even drive that much. Two of my cars barely get 5K miles per year. Freaking LA and all the stupid uninsured motorists in my area jack up my rates. What can I do?

 

My RC got hit by an uninsured motorist in a parking lot with me inside the car and the dash cam recording. Driver didn't run away and I have all the info EXCEPT her insurance but then she just magically disappeared.

Good thing I have that uninsured coverage and the dash cam footage, I paid nothing at all and my rates didn't go up.

 

2015 GS350 with Premium and Navigation packages. I live in KY about 45 minutes north of Nashville, TN. I am a retired married male driver. Liability limits of $500,000 single limits, Personal Injury Protection $50,000 per person, Comp $100 deductible, Collision $250 deductible, Towing and Labor and other extra coverages. Discounts include multi-car and auto/HO. The vehicle is driven less than 5000 miles per year. My annual premium is $854 for this vehicle with Auto Owners per year.
To answer the specific question, my comprehensive premium for $100 deductible is $201.03 per year!