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Just saw a new Hyundai commercial on TV. So, now, if you lose your income, not only will they take the car back without any ding to your credit, they will make your payments for 3 months before doing so!! What a brilliant move on Hyundai's part.
I think its a great way to get consumers feeling safer when making such a relatively large purchase. Your car is the 2nd most exspensive thing most will usually finance