Situation...
Thread Starter
Driver
Joined: Oct 2007
Posts: 143
Likes: 0
From: Florida
Situation...
If I have bad credit and want to lease under my grandmothers name, she only has a drivers permit, and has qualified for a handicapped sticker. How can I go ahead with a lease on an altima? Can she say she wants to lease, has errands to run throughout the day, and has a driver?
Lexus Test Driver
Joined: Oct 2005
Posts: 8,809
Likes: 143
From: MA
The learner's permit is generally not the problem when it comes to leasing or buying a car, it's the insurance. You wouldnt be able to get insured with just a permit. I would call your insurance company and find out.
Thread Starter
Driver
Joined: Oct 2007
Posts: 143
Likes: 0
From: Florida
I am more than confused. LOL. So my grandmother can lease a car with a drivers permit (not official license) as long as she gets insurance. But if I say she needs someone to drive her around since she can't drive why would she need insurance? AAAAAAHHHHHH soo complicated I tell ya.
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Lead Lap
Joined: Mar 2007
Posts: 508
Likes: 0
From: Anderson SC
No one has said this and you probably don't want to hear what I am going to tell you but buying things you can't afford to pay for is what got you into a poor credit rating situation in the first place. I never met you but my guess is you got into a bad credit situation because you bought things you can't afford. The best thing you can do is buy a cheap car you can afford and pay it off. Pay your bills on time to repair your credit. People buy things without any idea how they will pay for them. You have bad credit, the first thing a person should do when they find themselves in a hole is to stop digging. Buying more stuff you can't afford will just put you into a deeper financial hole.
Last edited by silvervett; Jun 26, 2008 at 09:02 AM.
Thread Starter
Driver
Joined: Oct 2007
Posts: 143
Likes: 0
From: Florida
No one has said this and you probably don't want to hear what I am going to tell you but buying things you can't afford to pay for is what got you into a poor credit rating situation in the first place. I never met you but my guess is you got into a bad credit situation because you bought things you can't afford. The best thing you can do is buy a cheap car you can afford and pay it off. Pay your bills on time to repair your credit. People buy things without any idea how they will pay for them. You have bad credit, the first thing a person should do when they find themselves in a hole is to stop digging. Buying more stuff you can't afford will just put you into a deeper financial hole.
Lexus Fanatic
Joined: Jul 2001
Posts: 6,084
Likes: 0
From: California
LOL Not even close. My parents had some properties and were very successful in the real estate business. You know how that turned out, unless you dont pay attention to the news. My brother wants to lease a car under my parent's name but they have bad credit due to stupid tenants that refuse to leave properties and it takes about 2 months to evict them through the court system. That's what set their credit back.
What he was trying to get to is if you can't lease in your own name, don't try and find some way to beat the system. Living within your means isn't always fun. And advise mommy and daddy that the next time they are very successful in the real estate business that they should diversify and put something away for a rainy day. Like leasing their kids cars. Then you can all LOL.