If I have bad credit and want to lease under my grandmothers name, she only has a drivers permit, and has qualified for a handicapped sticker. How can I go ahead with a lease on an altima? Can she say she wants to lease, has errands to run throughout the day, and has a driver?

 

Yes you can be the 2nd driver on the insurance.

 

So I Can Lease Under Her Name Even If She Doesn't Have A Drivers License, But A Drivers Permit?

 

The learner's permit is generally not the problem when it comes to leasing or buying a car, it's the insurance. You wouldnt be able to get insured with just a permit. I would call your insurance company and find out.

 

My dealer won't release the car without verified insurance coverage.

 

I am more than confused. LOL. So my grandmother can lease a car with a drivers permit (not official license) as long as she gets insurance. But if I say she needs someone to drive her around since she can't drive why would she need insurance? AAAAAAHHHHHH soo complicated I tell ya.

 

Just tell your granmother to get her license, thats the easiest thing to do

 

But she is too disabled to drive.

 

If she's disabled with a permit only, they wont insure her as the primary policy holder.

 

She doesnt have to drive, all she has to do pass the road test.

 

Yeah she needs a license.

 

No one has said this and you probably don't want to hear what I am going to tell you but buying things you can't afford to pay for is what got you into a poor credit rating situation in the first place. I never met you but my guess is you got into a bad credit situation because you bought things you can't afford. The best thing you can do is buy a cheap car you can afford and pay it off. Pay your bills on time to repair your credit. People buy things without any idea how they will pay for them. You have bad credit, the first thing a person should do when they find themselves in a hole is to stop digging. Buying more stuff you can't afford will just put you into a deeper financial hole.

 

LOL Not even close. My parents had some properties and were very successful in the real estate business. You know how that turned out, unless you dont pay attention to the news. My brother wants to lease a car under my parent's name but they have bad credit due to stupid tenants that refuse to leave properties and it takes about 2 months to evict them through the court system. That's what set their credit back.

 

What he was trying to get to is if you can't lease in your own name, don't try and find some way to beat the system. Living within your means isn't always fun. And advise mommy and daddy that the next time they are very successful in the real estate business that they should diversify and put something away for a rainy day. Like leasing their kids cars. Then you can all LOL.

 

Your credit score has to be much higher to lease instead of buying, don't forget the real estate situation was caused by people getting around standard credit guidelines and the FBI has created a special task force to find and prosecute people that enabled the fraud.