hey all i need some feedbacks from policy holders of State Farm regarding their service, accident reimbursement time and etc...
its just that i got a qoute of only $110/per month from them on my 96 ES300 when I am paying over $200 with Nationwide for the same coverage. by the way i am 21 with a clean record. is this deal legit or is there some catch i got to watch for?
are my sacraficing service for cheaper deals with this company?
thanks

 

If the policies are the exact same...
When I went from Allstate to Farmer's at about your age with the same low end policy. It went from like $800-950 per 6 months to $450 per 6.

Insurance on these is not much. It's like taking the same year Camry XLE (Top end camry) & adding 2 insurance ratings to it. (Not entire insurance brackets). Just say if the Camry XLE was a 9, the ES 300 would be an 11.

 

I have state farm for past 10 years and am very happy with them. Especially able to see my policy and coverage’s online, submit claims online, and etc.

Come to think of it I have never had any problems with them. When my Lexus was scratched from a tent which flew from a parking lot and did a good number to my roof and rear window, they paid for that and didn't charge me any deductible since it was wind related.

Hope this helps!

 

thumbs up for state farm!

 

I say go with state farm. When I wrecked my ES300 and filed a claim for it, they sent an adjuster to the shop within 3 days, and within 2 weeks, I got my check for it. My monthly premium didn't even go up and I have full coverage for my car. Can't go wrong with State Farm.

 

hey is it also wise to cover a motorcycle with them when benefits are concerned? because they are way lower than any other companies.


thanks for all your replies

 

Progressive

 

Moving this to Car Chat.

 

Ive had State Farm every since I had the Is300. (4yr's) Never had a problem. Only time I got into a accident everything was taking car of. My payment did go up from $400 to $550 every 6 months. Thats both ways. and They paid for everything with the accident I got into.

 

I've been with State Farm since ~1989, and have had no issues with them. They've always had the cheapest rates for me. One accident (other driver 90% at fault), and State Farm took care of the repair bill, no problem, and then went after the other guy's insurance to collect, and ultimately refund my deductible. All I had to do was pick a shop to do the repairs.

 

Insurance companies don't lose money.

 

I've gathered quotes from them in the past (as well as Geico), and found that they are incredibly expensive. Like 2.5 times as expensive as my current rates.

 

If you can get State Farm at a better rate than what you have, go for it. I have had State Farm for over 15 years. I have 3 cars and my home owners insurance with State Farm and will never switch to another company. I have had a few home owners claims. Lightning strike taking out some electronics and someone stealing a bike from my garage. They covered all of it with zero hassle and super fast. My car was broken into last winter and they covered all of it along with the lost of a briefcase and some Xmas presents. Of all the claims I have made, they never increased my premiums. I also get multi-car/home owners discounts and a discount for taking defensive driving every 2 years. It used to be hard to get covered by State Farm unless you had a perfect driving record, which you may have.

 

State Farm for sure, they have quick response when you have a claim.

 

If you lived in SoCal...my top recommendations would be:

Auto Club of So Cal & State Farm

If you can qualify, USAA is top ranked in the United States as far as claims are concerned.