LS - 4th Gen (2007-2017) Discussion topics related to the current flagship models LS460, LS460L and LS600H

Just insured my 07 ls460, farm bureau classified as sports car

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Old 05-26-09, 07:53 PM
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clay7160
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Default Just insured my 07 ls460, farm bureau classified as sports car

I was furious, my insurance went up about 30%, over what i was quoted, when it pulled up the vehicle as sports car, only the sc series and ls460 were classified as such.
Old 05-26-09, 10:13 PM
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rominl
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huh?! sports car?! that sounds pretty retarded....
Old 05-27-09, 03:02 AM
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Johnny
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Farm Bureau eh? Well, compared to a combine, the LS could be mistaken for a sports car indeed...
Old 05-27-09, 04:58 AM
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Time to shop for a new insurance company.
Old 05-27-09, 08:39 PM
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clay7160
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what sucks is i have my 03 element, 03 ls430, 07 ls460 and my house all insured with them, and ls460 financed with them...maybe i will have to threaten to take all my business elsewhere
Old 05-28-09, 12:04 AM
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Th30n3
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Default It is not too late...

Originally Posted by clay7160
what sucks is i have my 03 element, 03 ls430, 07 ls460 and my house all insured with them, and ls460 financed with them...maybe i will have to threaten to take all my business elsewhere
ABSOLUTELY! It is still not too late. Insurance companies are notorious for submitting classification and rate changes with you local dept. of insurance. Farm Bureau, for example, just submitted several in the last couple of months. And as long as the changes fit within general guidelines, they are approved within 45 days. It pays to shop around.
Old 05-28-09, 08:29 AM
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G2Lexus
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Originally Posted by clay7160
what sucks is i have my 03 element, 03 ls430, 07 ls460 and my house all insured with them, and ls460 financed with them...maybe i will have to threaten to take all my business elsewhere
I had my house, 4 cars, life insurance, commercial liability insurance, commercial auto insurance, worker's compensation insurance and E&O insurance with Allstate...about $30k in premiums per year. When they denied a homeowner's claim of hail damage on my roof and refused to give it a second look I threatened to move everything. They took me up on my threat and I'm now with USAA and Hartford.

The bad news...switching all that insurance is a pain in neck. The good news is that I had been with Allstate so long that I never went shopping and therefore I ended up saving a ton by switching companies.
Old 05-28-09, 10:12 AM
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rominl
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Originally Posted by clay7160
what sucks is i have my 03 element, 03 ls430, 07 ls460 and my house all insured with them, and ls460 financed with them...maybe i will have to threaten to take all my business elsewhere
just go somewhere else, it's not hard
Old 05-28-09, 05:56 PM
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clay7160
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appreciate the info..
Old 06-08-09, 05:50 AM
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pmvipjohn
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Originally Posted by clay7160
I was furious, my insurance went up about 30%, over what i was quoted, when it pulled up the vehicle as sports car, only the sc series and ls460 were classified as such.
What do you expect, its a luxury sports car sedan with 8speed tran. 380hp fast enough for me to decided to go with COSTCO Insurance with my family zip code in San Diego area to get a better rate quote for my Platinum VIP 2007 LS460 JobDesign.
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