Registration & Insurance same address???
#1
Rookie
Thread Starter
Registration & Insurance same address???
Hey whats up guys. I have a quick question. My car is registered in VA. I recently changed my mailing address with dmv. When I received my new registration card it had my mailing address on it instead on my resident. Since my car insurance card shows my resident address, will that be a problem if im pulled over or anything? Thanks for ur feedback.
#2
Lexus Fanatic
Did you move into or out of VA? And which state is your legal-resident addess? You have NY on your call-sign here. Most states, especally those with personal-property (assessed-car-value) taxes require you to live in the state if your car is registered there, and vice-versa. Sometimes exemptions are given for active-duty military and for others who are based in the state away from home.
#3
Lexus Test Driver
iTrader: (1)
Shouldn't be a problem. They'll just ask you if your address is current or not. At one time I moved so often that my address on my license never matched where I actually lived for almost 5 years. My car registration used to mostly go to my dad's house since that address is constant.
#4
Lexus Fanatic
iTrader: (20)
Did you move into or out of VA? And which state is your legal-resident addess? You have NY on your call-sign here. Most states, especally those with personal-property (assessed-car-value) taxes require you to live in the state if your car is registered there, and vice-versa. Sometimes exemptions are given for active-duty military and for others who are based in the state away from home.
#6
Rookie
Thread Starter
im not residing in NY anymore. I just never updated my location on here. I dont think my question was answered. Maybe i wasnt clear. Does the address on my insurance card have to be the same as the address on my registration card?
#7
Super Moderator
I know people in Florida with two residences (mostly retirees). They have a regular residence and vacation residence. However, they have a car with the same registration address as the regular residence (to coincide with the driver's license address), but they keep one car at the vacation residence full time (i.e., they fly down from say Sarasota to Key Largo), but the insurance company knows that the vehicle is principally garaged in Key Largo.
In my own case, I was living in Mexico for years but had to keep up my Florida registration (you had to maintain current U.S. vehicle registration for your Mexican insurance to be valid), but my insurance company knew my vehicle was principally garaged down there and that I had Mexican insurance as required by law there (U.S. insurance is generally good only within the first 75 miles of the border and sometimes not even that).
Another good example would be kids taking their cars to college, but keeping their parent's address and their home state's license plates.
Keep in mind that if you have NY plates for example, then you must have NY insurance. You can't have a vehicle that say has NY plates, but the insurance for VA.
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#8
Rookie
Thread Starter
Yea I understand that but the thing is my registration and insurance are the same address butt I have a mailing address which all of my dmv documents are sent to. So that's why my registration has a different address. Got me? So I was just curious since they have differen addresses (both in Va) will that b a problem
#9
Super Moderator
I don't think mailing addresses for payment will be a problem either. I asked a neighbor with a kid in college out-of-state in Georgia. Kid got Georgia plates (not sure of reason), but insurance is paid for by parent and is mailed to their home in Florida.
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