Nysc300

Not sure if this is the right place to post this but.......

Last week I woke up to move my car for street cleaning (if you live in NYC you know about this headache)........while driving down my street a lady backs out her driveway and hits my passenger side fender sandwiching me between her and a tractor trailor. The damage isn't too severe but insurance wants to write the car off and I don't want them too but I do not have the funds to fix this right now.... Just spent 2k putting in a new motor... I've spent 3500 on repairs within a year and payed 1200 for it Im already 4700 $ in What would you do?

Opinions greatly apreciated!

g4ebguy90

Well its her insurance that should pay for it. The car will be a total loss, what you do is, the adjuster will come out, and call you back saying its a total loss, he then will say it is worth X amount of dollars, you then say OK, I would like to buy back the car at salvage cost. YOu buy it back for probaly couple hundred bucks and they send you a big fat check. I love it.

Midengtoy

iTrader: (3)

If you spent that much on it you'll never get your money's worth no matter how fat that check is. Let them total it collect what you can and go buy another one because these cars are so cheap now it's not even funny.

O. L. T.

iTrader: (17)

Well if you have all that new stuff on it why not take the check, buy it back cheap, spend the rest towards another SC and have all new parts to put on it?

Bassrocker

well my insurence covers up to 1500 of personal property wich includes upgrades and other suff like that so i would clai that if you could

Bassrocker

the only other thing you can do is sue the person personally for not covering your whole losses

bryan767

iTrader: (6)

i only got like 3900, that was after my car got totalled and i bought it back for like 500.

Nysc300

Thanks for the advice guys I didn't know that I could buy the car back.... How much is a sc valued in the books? Mine was in good condition before the accident

O. L. T.

iTrader: (17)

All the final check has to do with it your insurance company.

BlakOnBlak

Thats one thing I dont miss about Jersey - - I used to hate having to move my car.. especially in the snow Hopefully everything will work out... but damn that sucks

Nysc300

You know the headache!

I really wanna save my car it's my first SC and its given me hell but I love it..... I hate to see SC300s in the junk yard unless they are beyond repair.....

rkyat

Dam sorry to hear. Where'd it happen?

(btw it's ray, the dude u bought the rims from across the street lol)

Nysc300

Brooklyn NY near crown heights....... The adjuster should be here tomorrow.... Hope all goes well with this.......

jayhoffa50

real talk playboy ! i understand competely ... im from brooklyn so yea i understand just sad that your sc got smacked ...

brerrabbit

Sucks indeed. When you have a car that treats you right and feels like an old friend, it can be an absolute tragedy to see her totaled.

Tell the adjuster you expect to be compensated for your engine upgrade, or something like that. My parents had an old Volvo that had just been serviced and then some dumbglass pulled right out of a parking lot and sent my mom into another car. She raised bloody hell and they split the difference with her, just to shut her up.

Trust me, I've worked in insurance before. You don't want a claim open forever, and sometimes if you can word it just right- you can sell it to them. It's worth a shot, anyway.

Then buy it back. You might actually get close to where you were before it all started.