My 2024 rx had a pebble hit my compressor and leaked out all my freon. Lexus says it's not covered in my bumper to bumper warranty

 

Road hazard, unfortunately. You might have to file an insurance claim, of course you’ll have to meet your deductible but this is likely going to be well over a thousand dollars…

edited: and I assume you are actually talking about the condenser coil, which is the finned unit sitting in front of the radiator, and yes it can be damaged if struck by something thrown up by a truck in front of you. Although usually the plastic grill stops most stuff, under the right (well, wrong) circumstances an unlucky strike might still wreak havoc.

An independent AC shop might be able to repair it and then recharge your system for far less than the dealer would charge to replace it.