What I don't see are people putting up the attributes that affect the premium. Many factors go into your premium amount including the state you live in, the city in that state, number of policies with that company, time with that company, type and age of vehicles, miles driven on those vehicles, number of drivers and their age within the household, past policy claims in the last five years including amount of each claim paid out, policy holders age and credit rating, policy limits and deductibles, number of years you have lived at that location, driving record of all drivers within the household including past careless, reckless, and DUI citations, towing, glass coverage, diminishing deductible, accident forgiveness, special rates for storage, special rates to have insurance when a car is used on a track or involved in competition. Ok I am worn out I am sure there many more. These companies just like extended warranty companies are not going to loose money on the majority of their policies.

 

Most of even the top companies will quote you low until they get you hooked. Then they'll start to Premium Optimize you.
I fired Both USAA and Progressive for POing me.

I was 5 years or longer with each, and for the last 2 years at each increase I told them that I knew about their POing and if they continued it, they'd get fired. They don't care.
Bruce in Fl

 

You told who...???.....the entry-level customer service phone rep who doesn't give a crap about whether you keep your policy active?

 

No That's NOT who I spoke to. I spoke to the Correct persons.
But since you posted trying to make me look like an idiot, you call or don't call whoever you want. You don't need any assistance from me.
Bruce in Fl

 

he's given me grief also, I just ignore his posts.