G.Ramas

Im looking into getting a GS im selling my integra and im looking to pay somewhere in the 19k price range.....

well tonight i was talking to my friend and the subject of monthly payments came out im planning on putting a hefty down paymet (6-7k) range hoping to get it down in the mid to low $200's

then i began looking at insurance for the GS and my quotes are like 2-300 dollars a month

this is gonna come to a total of like 500-600 a month for insurance and payment
i make about $22/hr but can only work 16 hours a week cause of school


but my question is are you guys paying this much or am i just getting raped

im 21 years old with 1 point

is there anything i can do to lower my insurance rate?

raceroyce

well when i got mines i was paying 1300 every 6 months but thats cuz i had 4 moving violations (mostly speeding) but now after all but one cleared i am paying 900 every 6 months. i have progressive if that helps.

LexXxuS101

my is around 950 for 6month

Neophyte

i pay 525 every 6 months, full coverage

DaveGS4

iTrader: (2)

I think mine is about $700 for the entire year. My GS is a 98 though and I'm 40 and married, lol.


You can set your sights on a well cared for earlier-year GS. The money you save will let you put a higher % down for the car up front and should get you a good cut in your insurance as well due to the lower car value.

G.Ramas

so if will the 7k be good enough?

i mean im looking finance about 10k will that help put a dent in the insurance?

because even when inputed my moms information into the website the rate was still $1100 and my mom has had a liscence for 20+years with no tickets!!!!!

but i will be calling in insurace agent tommorw and see what a realistic figure would be?

DarKnight

iTrader: (3)

If you're listed as the primary driver it doesn't matter who's name it's under. I had that problem when I was under my father's insurance. Now I pay $930 every 6 months with State Farm.

lalexusgs

Check Wawanesa rates, but put your mom as a primary driver and yourself as an occasional driver. I just insured there my new BMW 335i for $140/month.
As for my Lexus, I pay $135/month for full coverage at 21st Century, but it's a '99 GS, and I'm 33 and married.

noop

When I first purchased my 98 GS400 (2003), I went with AAA and they quoted me $1900 every 6 months , so instead I had my grandfather as the primary driver and I was second driver, and the rate went down to 1100. Now I just purchased an 03 MB SL55 and I am the primary driver listed and I am paying less then the GS, $1015 every 6 months. I can't wait until September, I'll be 25 and the rates will drop!

jxd

My car is about $200 a year for insurance. But that's just for liability...

I pay over $2000 a year luxury tax just for having a 3000cc car. This is in Taiwan, but I'm speaking USA money here.

In Vancouver I was paying $1400 CDN / year on my delsol, perfect driving record for 11 yrs straight, and then one at-fault because the car in front's license plate fell off, jammed my wheel well, and at the time I was doing 100 on a freeway... so yah. Didn't hit anybody else, didn't even impact the car in any way at all, but shaved the front bumper off drifting sideways. So, when I moved to Toronto, guess what my insurance quote went up to? $7900 per year. I kid you not. With an amazing corporate insurance rate, I got it down to $2950 / year and I was seriously happy.

Anyways. You guys are lucky.

THE_CEO

$500.00 every 6 months.

CEO

o2GS43o

I pay 530 for 6 months... Full coverage on a 02 GS430...

sbgs400

i pay around 800/year, liberty mutual, full coverage 99 gs400. the agent explained to me that the GS has a class rating that puts it amongst performance cars (forget which rating that was). that plus your age means you're screwed.

SquadoneGS

iTrader: (2)

Wow, I must have got hooked up big time, I only pay $378 for 6 months with state farm for a 00 GS300, my buddy there gave me the good driver discount, good student discount and multiple car discount.

gapxguy

I use to pay $1200/yr. for full coverage. Now that it's paid off I pay $276 every 6 months.