Insurance-Jump: 2022
02-11-23, 10:36 AM
#47
Super Moderator
Ours are 6 months for auto, annual for homeowners, personal articles, and umbrella, but they all have different renewal dates, so we just pay monthly. There used to be a tiny charge for this (like $1.30/mo), but it looks like they don't have that anymore.
02-11-23, 01:45 PM
#48
Lexus Fanatic
Thread Starter
02-11-23, 02:16 PM
#49
Lexus Fanatic
https://www.policygenius.com/auto-in...car-insurance/
Insurance companies usually offer either a six-month policy or a 12-month policy, but some insurance companies offer both options. For example, GEICO offers 12 month policies to customers who have at least three years of a clean driving history.
02-13-23, 11:01 AM
#50
Lead Lap
Just wanted to provide an update:
Kudos to SW for providing me a good contact for insurance. As mentioned earlier my Plaid is $2,300 a year, my X7 is about $1,624 a year and my GTR is about $950 a year. No tickets or accidents ever. I just checked USAA and the rates were about the same.
I just got a quote from Erie and my Plaid is $914 a year, X7 is $977 and my GTR is $500 and this is with even better coverage. My umbrella premium is better and I also don't need to pay for jewelry insurance which is included as part of my homeowners so that saves me about $700 a year just for that.
Kudos to SW for providing me a good contact for insurance. As mentioned earlier my Plaid is $2,300 a year, my X7 is about $1,624 a year and my GTR is about $950 a year. No tickets or accidents ever. I just checked USAA and the rates were about the same.
I just got a quote from Erie and my Plaid is $914 a year, X7 is $977 and my GTR is $500 and this is with even better coverage. My umbrella premium is better and I also don't need to pay for jewelry insurance which is included as part of my homeowners so that saves me about $700 a year just for that.
02-13-23, 11:39 AM
#51
Lexus Fanatic
Great! Erie is great too. The guy who rear-ended me in the LS a couple years ago had Erie, and they were phenomenal to work with.
02-13-23, 03:52 PM
#54
Lead Lap
02-13-23, 04:44 PM
#55
Lexus Champion
I'm about to just trade everything I own in and lease a brand new S63 or S8 and stop caring, to hell with wasting money since at least I'll get a new one every three years.
02-13-23, 04:57 PM
#56
Lexus Fanatic
Should still not hurt your rates as long as you don't have other claims...
02-13-23, 06:20 PM
#57
Lexus Champion
02-13-23, 06:39 PM
#58
Lexus Champion
I got hit a while back by an uninsured motorist. I filed the claim on my insurance but didn’t suffer any rate increases. I had to pay my deductible, which was later refunded to me after my insurance recovered it from the driver.
02-14-23, 03:50 AM
#59
Super Moderator
I think they have a corporate vendetta against these BS "insurance companies"--whose business model is simply selling insurance cards--and will take any opportunity they can get to make them suffer. Even if, on any individual claim, it makes no economic sense.