I've been extremely interested in getting a 2016-2017 IS300/350 Fsport!! My budget is 37k CAD all in. I've been looking for over a month for an Ultra White with Rioja Red but nothing has come up but recently at my local Lexus a white on red 2018 IS350 Fsport 3 got traded in. I talked to a sales guy for ****s and giggles and he was able to get me the car for 49k CAD all in.. that works out to be 345 bi weekly @ 3.9% interest. I know this is way above my budget but this deal seems realllly good. Would i be crazy to let go a deal like this?

 

Stretching nearly 32% above your budget seems would be your own decision... a quick search yields quite a number of white IS's with F Sport,

Example: 2016 IS300 FSport3 priced at 33,750. Likely more miles than the 2018 you're being quoted, and it's only the 300, not 350.

Doesn't seem like a lot of 350's currently available in the 2016 and up models, so it's a bit hard to gauge how "good" of a deal it really is.

 

My opinion is to stick to your budget.

But being a human being, increase your budget if you really want to. It's up to you, who cares what anyone else thinks....

 

Only you know what you are comfortable with, but if this car is indeed way above the budget you set then no, it would not be crazy to let this car go. We all love cars here, but not to the point where your payment is a problem and may cause some hardship. Either wait until your preferred car and your available budget coincide, or think about something else. I don't mean it to be patronizing but if anyone has to really think if they can afford something then then the answer is they most probably can't. Don't put yourself in a tough situation just to drive a slightly nicer car. Good luck!

 

I'd suggest expanding your search to include neighbouring states/provinces. It might be cheaper to fly out to the car and drive it back than to pay 12k more up front.