What have everyone's experiences been with Lexus Financing? I've been told the lowest they go is 1.9%.

What should I expect for a new NX with a 800+ score?

 

3 years ago when I bought, LFS was 2.9. My Credit Union was at 2.5. I told the salesman I was going with my CU and said the rate was 1.9, which was close. They actually found me a local bank that did 1.5%, so I went with that. Check around. I'm guessing rates are still pretty low at banks.

 

It depends on the model. I don't think I've ever seen less than 1.9% through LFS on a new Lexus. I have seen 0.9% on CPO Lexus vehicles.

They can do the financing through banks other than LFS.

 

That's good to know. I thought LFS meant only them.

 

Some military and gvmn't credit unions have 1.49% for 48 months from time to time. Naturally, to join and benefit one has to meet membership criteria.