Originally Posted by echelone

Thanks for all your opinions.

It was a horrible accident in a highway. It was my fault because I didn't step on the brake in time when the other car was braking and I was changing lane to that vehicle. I'm still in shock of what have happened. My car spunned a few times and the other car flipped over. Everyone in my car got out safely though, fortunately and the lady in the other car suffered only minor injuries. Thank God for that.

I know downpayment has always been a bad idea for leasing, but I had to because of my credit history.

I actually put down $6000 to reduce my cap cost with $3800 MSDs (those should come back).

I've talked with Lexus financial, and they said my downpayments are pretty much going to be lost. I still haven't talked to my insurance company yet regarding the lease issue since I'm still waiting for them to send an adjuster to the towing lot. The capitalized cost of the car is $35k, so Im hoping in the worst case scenario AAA will be able to give me a check more than that, should the car be considered total. This car is less than 2 weeks old and gross cap cost was $41k.

Here is a picture of the car's front right, which suffered the most damage. I am not too sure if the rear part of the vehicle is damaged but I noticed the wheel gap on the right rear wheel has decreased significantly.



Do you guys think this is considered as a total loss?