Thanks for the explanation. Makes sense. As for your comment about not thinking it was dumb if it happened to me, well I agree. But let's face the facts. How could you get ripped off unless you stupidly( and I put EXTREME emphasis on stupidly) paid for an item from someone you don't know, without seeing the item in person, and from somewhere other than locally? IMO you kinda deserve it if you do something so foolish. It's like dealing on Craigslist, you wouldn't blindly send money to someone without seeing the goods firsthand, especially since they are a stranger danger, even more so if they are not local or willing to meet. It surprises me how many people actually are that dumb and DO do that all the time on Craigslist, then go and whine and complain about how they got jacked. I'm glad though that Clublexus has a policy and security measures in place for their members safety so that type of thing can't happen here. Anyway enough rambling. Thanks again for clarification on the subject. Now I know.