Not Sure But I Think My Neighbor's Trying To Avoid Repo
Thread Starter
Joined: Jun 2006
Posts: 3,304
Likes: 1
From: DE <---> NY
Not Sure But I Think My Neighbor's Trying To Avoid Repo
He lives about 5 or 6 doors away and I don't know him at all but for the last 2 weeks he's been parking his '05 or '06 Lexus ES in front of mine and my sister in-law's house. Her son has a 97 ES and she has a LS. My nephew told me last week he saw a man with a clipboard of papers standing next to his car. The man was comparing his notes to the my nephew's car. So it looked like the man with the clipboard initially thought my nephews' car was the one on his list. We put two and two together and we think that the owner of the '06 ES is trying to avoid the repo man. When I came home from work on Friday, I saw him just getting out of his car and walking down the street to his home. Of course his driveway was empty. If what I think is true then it'll be messed up if his ride is taken from him. He keeps his car clean all the time and appears to be well maintained.
well at least we know he likes his car. I feel sorry for the guy in a way, but in another, like another has said, don't bite of more than you can chew. I'll give him this though, he's pretty smart to be parking it where he's parking it. and if anything does go wrong, youll be able to take care of it considering your not the one doing anything wrong
yes it sucks that his car may get repo'd but what would suck even more is to see one of your family's cars get towed away by accident.
maybe park across the street?
but then again - maybe he's just parking closer to your cars because he doesn't want to get his damaged by someone targeting him? i dunno - i try to think of multiple solutions for everything.
maybe park across the street?
but then again - maybe he's just parking closer to your cars because he doesn't want to get his damaged by someone targeting him? i dunno - i try to think of multiple solutions for everything.
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Lexus Champion
Joined: Feb 2008
Posts: 2,448
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From: Japan
What is there to know? I agree times are tuff and things don't always go as planned, but if you can't afford the car payments, then sell it and pay the maney back. Deliberately avoiding having the car repo'ed is like someone said earlier "theft". I hope everything works out for the guy involved, but he should do the right thing.
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From: NV
Lexus Test Driver
Joined: Dec 2006
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From: NT
For example, they may have been able to afford the payments and then some just fine. But were laid off or something like that.
The neighbor may be trying to avoid repossession (which will really do a number on your credit) while they figure out a way to get the money to pay the payments, or search for a new job.
That's why i said, don't judge them unless you know the story.
The neighbor may be trying to avoid repossession (which will really do a number on your credit) while they figure out a way to get the money to pay the payments, or search for a new job.
That's why i said, don't judge them unless you know the story.
Lexus Champion
Joined: Sep 2006
Posts: 3,102
Likes: 8
From: Hill Country, TX
For example, they may have been able to afford the payments and then some just fine. But were laid off or something like that.
The neighbor may be trying to avoid repossession (which will really do a number on your credit) while they figure out a way to get the money to pay the payments, or search for a new job.
The neighbor may be trying to avoid repossession (which will really do a number on your credit) while they figure out a way to get the money to pay the payments, or search for a new job.
For example, they may have been able to afford the payments and then some just fine. But were laid off or something like that.
The neighbor may be trying to avoid repossession (which will really do a number on your credit) while they figure out a way to get the money to pay the payments, or search for a new job.
That's why i said, don't judge them unless you know the story.
The neighbor may be trying to avoid repossession (which will really do a number on your credit) while they figure out a way to get the money to pay the payments, or search for a new job.
That's why i said, don't judge them unless you know the story.
Lexus Champion
Joined: Jan 2003
Posts: 2,618
Likes: 0
From: NYC/ATL
A close friend of mine had both their cars repossessed, never realized the way the bills piled up but the cars came in last when it came to what was most important, the way they did things was not the smartest, but in the end their Explorer was repoed, but since it was the cheaper of the 2 vehicles the repo guy brought it back cause they caught up on the payments and he took the Grand Cherokee V8 Limited, guy was nice and they did not avoid him, they actually knew he was coming and gave him the keys to the vehicles, reason why he brought the Explorer back for them.
Hiding your cars from the repo man is not smart, once the paper work goes through the bank wants them back, and good luck getting stopped and explaining your situation to the cop, pretty much what your doing is driving a stolen car
Hiding your cars from the repo man is not smart, once the paper work goes through the bank wants them back, and good luck getting stopped and explaining your situation to the cop, pretty much what your doing is driving a stolen car
CL Community Team
Joined: Aug 2006
Posts: 12,577
Likes: 233
From: San Francisco, CA
the economy has probably been in this slow state for at most 3 years. within that time, at the first sign of trouble, they should have slowed spending, and if problems did arise, they could probably mortgage their house.
seeing as how they could probably get a few hundred thousand out of their house, they could probably easily pay off the car payments if they kept their spending low.
just a thought.
seeing as how they could probably get a few hundred thousand out of their house, they could probably easily pay off the car payments if they kept their spending low.
just a thought.
Thread Starter
Joined: Jun 2006
Posts: 3,304
Likes: 1
From: DE <---> NY
I agree with you on that one. Obviously I don't know him or know of his status but hey he could've lost his job or something. But not keeping up with the payments and hiding the car from the repo man is still wrong. Although the car is registered with the guy's name, the "true" owner of the vehicle is the bank until that note is paid off.