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KBB, on average, lists 15-16K for the average vehicle of your type and mileage. Unless there is more hidden damage underneath that doesn't show up on the surface photos (which is always a possibility) I'd say, probably no, it's not totaled.....but it may be close.
If you want it totaled, bring it to Lexus to fix. If you dont want it totaled, bring it to a shade tree mechanic. It all depends on how much it costs to fix.
My wife's RX had less damage and was 22K just in parts! Granted, we're talking about a '17 RX where the triple LED adaptive light module was $4,600 in itself. But no structural damage nor any airbags deployed.
OP, I'd say yours is much cheaper but will be close...
If you want it totaled, bring it to Lexus to fix. If you dont want it totaled, bring it to a shade tree mechanic. It all depends on how much it costs to fix.
^^^^ The insurance companies are probably aware of the price differences between typical shops. It won't be totaled unless the insurance company says it's totalled....and they will probably base that assessment only on certain repair shops. My company, for example, has a list of approved shops.
Rx 350 100k miles in wreck today... think it's totaled?
Are you the driver at fault, or are you the middle guy in a chain reaction collision between multiple vehicles. You haven't mentioned what insurance coverage either. They don't care about what the vehicle is worth at this point. They want to know if you'll insist on a Lexus dealership for repairs and what parts you specify, and if you are at fault. It's about the claim and the fault and coverage, not what the car looks like in pics.
^^^^ The insurance companies are probably aware of the price differences between typical shops. It won't be totaled unless the insurance company says it's totalled....and they will probably base that assessment only on certain repair shops. My company, for example, has a list of approved shops.
At least in Arizona, it is not legal for the insurance companies to require specific shops.
At least in Arizona, it is not legal for the insurance companies to require specific shops.
Same experience here in FL, the insurance company has preferred shops for ease of payment but you can choose any shop that you want to. They specifically tell you that, I've dealt with several companies before. Every time the other at fault driver's insurance paid but I don't think that matters.
At least in Arizona, it is not legal for the insurance companies to require specific shops.
True, laws vary state to state. It is typical in many states, though, for insurance companies to have preferred shops, even if you are not required to use them.
If you want it totaled, bring it to Lexus to fix. If you dont want it totaled, bring it to a shade tree mechanic. It all depends on how much it costs to fix.
The insurance company dictates how much the repair costs, not the shop. The insurance company says "We will pay $XX for that part." If you prefer a shop that charges more, your insurance co may say that they won't pay the uncharge.
The insurance company dictates how much the repair costs, not the shop. The insurance company says "We will pay $XX for that part." If you prefer a shop that charges more, your insurance co may say that they won't pay the uncharge.
The body-shop manager has to accept the repair estimate, though.....which is usually the case, if the shop is formally on the insurance company's approved list. But, in the end, its his job to run the shop, not the insurance company's.
The insurance company dictates how much the repair costs, not the shop. The insurance company says "We will pay $XX for that part." If you prefer a shop that charges more, your insurance co may say that they won't pay the uncharge.
It also depends on whether or not there are even after market parts. My GS was involved in a wreck and since it was leased, it was required to have Lexus OEM parts. In retrospect, I should have brought it to a Lexus dealer instead of the tow truck shop. While they overall did a decent enough job, I could have probably gotten it totaled if I had brought it to my usual mechanic or a Lexus shop.
The Insurance comp cant dictate how much it will cost, but they can choose which route is more cost effective for them, especially if you have full coverage. They will have to either pay whatever it costs to fix it or total it, whichever cheaper for them.
10-18-18, 07:46 PM
Granted, we're talking about a '17 RX where the triple LED adaptive light module was $4,600 in itself. But no structural damage nor any airbags deployed.
