GS - 4th Gen (2013-2020) Discussion about the 2013 and up GS models

What are people paying for Insurance?

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Old 05-13-17, 02:05 AM
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peasodos
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Default What are people paying for Insurance?

I'm 28 and live in DMV. I'll go first, I pay $138.18 for 6 months($23.03 a month) for basic liability.


Old 05-13-17, 07:55 AM
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kbig
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i have full coverage and I pay I think 700-800 for 6 months. I have a couple tickets under my name :/
With 100/300k coverage for bodily, and uninsured motorists.

Last edited by kbig; 05-13-17 at 10:54 AM.
Old 05-13-17, 07:56 AM
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Longevite1
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Default Nice price

I am paying a lot higher than that, like $1100+ for a year.
I wonder why your property damage $20k little too low. That's not safe.
Old 05-13-17, 09:14 AM
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Twidge
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i pay about $100 a month for my gs350 with full coverage. i also have 100/300k coverage for bodily injury and uninsured motorists.. you never know what you might get yourself in to.
Old 05-13-17, 02:20 PM
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AJLex19
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I pay $730 every 6months for liability insurance with fire/theft/glass coverage and also have the 100k/300k coverage for bodily injury with the supplemental insurance for uninsured motorists.
Old 05-13-17, 02:24 PM
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toytown23
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Paying $180 a month for 2015 F sport here in California. I'm 27 with a clean driving record
Old 05-13-17, 02:35 PM
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Dallasguy1
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I pay about 85$ with full coverage and clean driving record.
Old 05-13-17, 02:58 PM
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ssmoked
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Originally Posted by peasodos
I'm 28 and live in DMV. I'll go first, I pay $138.18 for 6 months($23.03 a month) for basic liability.


So if you hit someone and it's your fault, you are on your own fixing your car
Old 05-13-17, 03:57 PM
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Dallasguy1
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Originally Posted by ssmoked
So if you hit someone and it's your fault, you are on your own fixing your car
That's what liability insurance is, but having a 450H it's a bad call just to save few hundred bucks.
Old 05-13-17, 04:04 PM
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ssmoked
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Originally Posted by Dallasguy1
That's what liability insurance is, but having a 450H it's a bad call just to save few hundred bucks.

liability is fixing someone else's car and medical, which 25/50/25 is not much at all... and he will get sued when it passes that limit.

Comprehensive and collision is covering your own car, which he doesn't have. So he will be paying out of pocket to fix or take a complete loss if it's totaled.
Old 05-13-17, 04:24 PM
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NetEditor
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That looks like the minimum amount of insurance you're allowed to have. I got into an accident six days after I bought my Lexus (my first accident ever) and the bill was over $11,000. I pay about $100 a month for full coverage 100K/300K liability.
Old 05-13-17, 04:44 PM
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Im 28 with no accidents or tickets, and pay $105 a month for max coverage on my ls and rebuilt title gs. I cant imagine having liability only.
Old 05-13-17, 04:46 PM
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ssmoked
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Originally Posted by e60bmw
Im 28 with no accidents or tickets, and pay $105 a month for max coverage on my ls and rebuilt title gs. I cant imagine having liability only.
define max coverage
Old 05-13-17, 05:04 PM
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e60bmw
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Originally Posted by ssmoked
define max coverage
Full coverage everything maxed out you can bodily injury, uninsured motorist, property damage etc. Only thing I lowered was rental and aftermarket parts. I had mine go up a while back with Progressive. I looked around and actually ended up on Geico, it was cheaper than any other thing I really looked up. Which suprised me considering the amount of cost they spent on advertising, I figure it would have an affect in the rates.



Uninsured Motorist Bodily Injury
$300,001 per person/$500,001 per occurrence

Bodily Injury Liability
$300,001 per person/$500,001 per occurrence
Old 05-13-17, 05:13 PM
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ssmoked
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Originally Posted by e60bmw
Full coverage everything maxed out you can bodily injury, uninsured motorist, property damage etc. Only thing I lowered was rental and aftermarket parts. I had mine go up a while back with Progressive. I looked around and actually ended up on Geico, it was cheaper than any other thing I really looked up. Which suprised me considering the amount of cost they spent on advertising, I figure it would have an affect in the rates.



Uninsured Motorist Bodily Injury
$300,001 per person/$500,001 per occurrence

Bodily Injury Liability
$300,001 per person/$500,001 per occurrence
how much is deductables though


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