What are people paying for Insurance?
Rookie
Joined: Nov 2016
Posts: 59
Likes: 4
From: California
i have full coverage and I pay I think 700-800 for 6 months. I have a couple tickets under my name :/
With 100/300k coverage for bodily, and uninsured motorists.
With 100/300k coverage for bodily, and uninsured motorists.
Last edited by kbig; May 13, 2017 at 10:54 AM.
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Lexus Champion
Joined: Feb 2006
Posts: 2,170
Likes: 98
From: California
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Instructor
Joined: Nov 2015
Posts: 1,178
Likes: 66
From: Tx
Originally Posted by ssmoked
So if you hit someone and it's your fault, you are on your own fixing your car
Lexus Champion
Joined: Feb 2006
Posts: 2,170
Likes: 98
From: California
liability is fixing someone else's car and medical, which 25/50/25 is not much at all... and he will get sued when it passes that limit.
Comprehensive and collision is covering your own car, which he doesn't have. So he will be paying out of pocket to fix or take a complete loss if it's totaled.
Driver School Candidate
Joined: Jul 2016
Posts: 48
Likes: 3
From: CA
That looks like the minimum amount of insurance you're allowed to have. I got into an accident six days after I bought my Lexus (my first accident ever) and the bill was over $11,000. I pay about $100 a month for full coverage 100K/300K liability.
Lexus Champion
Joined: Feb 2006
Posts: 2,170
Likes: 98
From: California
Full coverage everything maxed out you can bodily injury, uninsured motorist, property damage etc. Only thing I lowered was rental and aftermarket parts. I had mine go up a while back with Progressive. I looked around and actually ended up on Geico, it was cheaper than any other thing I really looked up. Which suprised me considering the amount of cost they spent on advertising, I figure it would have an affect in the rates.
Uninsured Motorist Bodily Injury
$300,001 per person/$500,001 per occurrence
Bodily Injury Liability
$300,001 per person/$500,001 per occurrence
Uninsured Motorist Bodily Injury
$300,001 per person/$500,001 per occurrence
Bodily Injury Liability
$300,001 per person/$500,001 per occurrence
Lexus Champion
Joined: Feb 2006
Posts: 2,170
Likes: 98
From: California
Full coverage everything maxed out you can bodily injury, uninsured motorist, property damage etc. Only thing I lowered was rental and aftermarket parts. I had mine go up a while back with Progressive. I looked around and actually ended up on Geico, it was cheaper than any other thing I really looked up. Which suprised me considering the amount of cost they spent on advertising, I figure it would have an affect in the rates.
Uninsured Motorist Bodily Injury
$300,001 per person/$500,001 per occurrence
Bodily Injury Liability
$300,001 per person/$500,001 per occurrence
Uninsured Motorist Bodily Injury
$300,001 per person/$500,001 per occurrence
Bodily Injury Liability
$300,001 per person/$500,001 per occurrence