oldbluser

Hi,
My name is Mike and I live in the UK. I own an 1998 Lexus LS 400 Mk 4 with 109,000 miles on the clock and have owned her for around 2 years.
I pay around £300 for what we call fully comprehensive and I am in my 60s.
Here in the UK we are batteling rising insurance premiums, we have one club member being quoted £3500+, yes thats for one year not a life time policy.
Could you tell us what you are paying plus a rough idea of your age and also let us know if your premiums are rising to an astronomical eye watering high.
Many thanks Regards Mike

Lavrishevo

iTrader: (1)

I pay $700.00 a year for my 99 LS400 and about $750.00 for the Honda in PR, 33 years old, but I also insure all my vehicles full coverage and 1/2 million in protection. One basic rule to remember is you are insuring yourself not so much the car. All it takes is one bad accident with low coverage and to have someone come after your house, savings, etc... It is weird that the Lexus cost only $50.00 less then a brand new $30,000.00 (PR prices) Accord.

JAndersson

I pay 950 SEK (around $142) per month with full coverage for my 2000 LS400. I'm 28 years old and living in a apartment in a smaller village outside Örnsköldsvik in Sweden. Bellow you have a link to the information sheet about my insurance. Could only find it in Swedish so most of will have a hard time to read it But in short I have what is a called a "Helförsäkring" with "Självriskreducering" (deductible reduction in English). The deductible is 3000 SEK for damages on the car caused by me (like if a hit something with the car). But due to the deductible reduction I will not pay anything if I hit an animal or if the car is damage by vandalism.
http://www.trygghansa.se/SiteCollect...0Personbil.pdf