Will This Be a Total Loss? (2009 IS 250 2nd Gen.)
#1
Driver School Candidate
Thread Starter
Join Date: Apr 2013
Location: CA
Posts: 9
Likes: 0
Received 0 Likes
on
0 Posts
Will This Be a Total Loss? (2009 IS 250 2nd Gen.)
I was hit by someone running a red light on Sunday 8/18. My beautiful 2009 IS250 43K miles was mangled.
My insurance company is playing it cagey and not confirming it's a total loss, but that's what it looks like it will be based on their actions so far.
Your thoughts based on pix?
Here is a link to the dash-cam video that a witness posted:
My insurance company is playing it cagey and not confirming it's a total loss, but that's what it looks like it will be based on their actions so far.
Your thoughts based on pix?
Here is a link to the dash-cam video that a witness posted:
Trending Topics
#8
Pole Position
Join Date: Aug 2013
Location: Australia
Posts: 207
Likes: 0
Received 0 Likes
on
0 Posts
Yeah, without the airbags going off it looks repairable BUT if there is any damage to the chassis rails at all, then the chances of it being written off increases greatly.
#9
Driver School Candidate
Thread Starter
Join Date: Apr 2013
Location: CA
Posts: 9
Likes: 0
Received 0 Likes
on
0 Posts
#10
Lexus Test Driver
well if the cost of the repairs is greater than the value of the car they will claim it as a loss...
plus looks like the crash bar is pushed over which means frame damage which means loss...
I'm not a professional but I know what it looks like. Their actions and all point to a loss...
GL OP. Glad youre safe...
plus looks like the crash bar is pushed over which means frame damage which means loss...
I'm not a professional but I know what it looks like. Their actions and all point to a loss...
GL OP. Glad youre safe...
#11
Moderator
iTrader: (10)
To me, it's not totalled...but there are ALOT of parts that will need to be replaced. I doubt frame rail damage, mostly comestic really. Assuming the radiator and compoents didn't get pushed into the motor. If it was me, I'd PUSH the insurance company to total it; it'll never drive the same again.
Glad to hear everyone is okay. WAY TOO MANY accident threads here lately!
#13
Lexus Test Driver
My insurance company told me if the repairs were > 75% of the value of the car...but that was like 8 yrs ago.
To me, it's not totalled...but there are ALOT of parts that will need to be replaced. I doubt frame rail damage, mostly comestic really. Assuming the radiator and compoents didn't get pushed into the motor. If it was me, I'd PUSH the insurance company to total it; it'll never drive the same again.
Glad to hear everyone is okay. WAY TOO MANY accident threads here lately!
To me, it's not totalled...but there are ALOT of parts that will need to be replaced. I doubt frame rail damage, mostly comestic really. Assuming the radiator and compoents didn't get pushed into the motor. If it was me, I'd PUSH the insurance company to total it; it'll never drive the same again.
Glad to hear everyone is okay. WAY TOO MANY accident threads here lately!
and seriouly guys, we need to stop turning heads everywhere we go
(a little humor in the heart of darkness never hurt anyone)
#14
Driver School Candidate
Thread Starter
Join Date: Apr 2013
Location: CA
Posts: 9
Likes: 0
Received 0 Likes
on
0 Posts
Heard from the insurance inspector this afternoon. He estimates damages at 15K presently and says I am within a range of 2K -5K from a total loss.
Turns out the left frame rail is bent in towards the motor, but in his estimation it doesn't look like it's hitting it. He only had a screwdriver and crowbar at the salvage yard when inspecting and said that they may get it up on a lift and find more damage which may total the car. I am personally wondering how the radiator is because there was fluid everywhere after the accident and the window washer pump is clearly still full.
He submitted his preliminary inspection back to the insurance company. I put word into my adjuster via voicemail to call me to discuss the potential total loss and how the frame rail can even be repaired while maintaining the structural integrity of the vehicle so that it can withstand another impact should I ever so unfortunately be hit again.
Thanks for your replies.
Turns out the left frame rail is bent in towards the motor, but in his estimation it doesn't look like it's hitting it. He only had a screwdriver and crowbar at the salvage yard when inspecting and said that they may get it up on a lift and find more damage which may total the car. I am personally wondering how the radiator is because there was fluid everywhere after the accident and the window washer pump is clearly still full.
He submitted his preliminary inspection back to the insurance company. I put word into my adjuster via voicemail to call me to discuss the potential total loss and how the frame rail can even be repaired while maintaining the structural integrity of the vehicle so that it can withstand another impact should I ever so unfortunately be hit again.
Thanks for your replies.