Hey all, what interest rates have you gotten for your car if financed?

 

7.45 through Toyota. I'm getting screwed ( put $25K down and I have ~740 credit rating) but I plan on paying the car off in 6 months so the delta between that and what I should have gotten (~5.5) will only be about $100.

 

If you have good credit, check out Costco or Patelco Credit Union. Costco = 5.8% Patelco = 5.2%

 

Check out these past posts. I hope they can help.

Interest rates?

Best Current APR now?

How did you pay for your car?

 

When I got mine, my interest rate was 4.99% for 60 months through my credit union.

 

When I got mine in December, the best they offered anywhere was like 5.4 or 5.5 and I got it at 6.5. Bad credit history...

 

I've always gotten my best rates through various credit unions. My last one was 4.99, one before that was 3.97, but that was like 3 years ago at this point

 

Lexus Financial actually were able to beat my credit union with 5.9%. Rates have gone up over the past couple months unfortunately. Whatever you do, do NOT go to LendingTree.com. They sell your info all over the place. I had an awful experience with them.

 

5.0% through a local bank in October 2005.

Lex

 

I financed through Patelco in January and got 5.15%.