PushinLEX

iTrader: (9)

Man, I was filling up at my local Chevron. The freaking gas pump was in my car when some idiot lady just cruises up behind me and makes contact with my car.

I was livid. She didnt even realize that she hit my car until I notified her. Anyways, the license plate took off about a dime's worth of paint on my bumper, and nothing else.

I got her insurance info, but I feel like an A hole claiming. But all my friends tell me its about the principle. She was acting pretty cool about it too. Should I claim just based on principle because she hit me, or just suck it up?

I mean, if I do call the adjuster out, they might see the damage and just start laughing at me. Can I make a claim even for minor damage when its unequivocally the other party's fault?

MILF Hunta

Claim it if you want to. Personally if it's a DD, it gives it character.

milky

iTrader: (9)

If its only a dime sized ding, your deductible might be higher than what it costs to fix out of pocket. If its really that small, you can just fill it in with touch up paint, maybe wetsand, wax and polish.

Got any pics?

Gs430Boi

let it go just use some touch up to get it unnotice some time you have to put your self in that girls position

GSteg

iTrader: (15)

Ask her for $60 and call it a day.

2000LEX

iTrader: (2)

Have her pay for it, afterall there was nothing wrong with your car till she came about. Fact is she did it if she knew how to drive it wouldnt have happened.

Ddot808

iTrader: (2)

im with gsteg

Mr.412

he's right...make her pay, it's your baby and you didn't ask to have it hit
she needs to take care of this w/ or w/out her insurance

JeffTsai

iTrader: (1)

There will be no deductable to fix it. The other partys insurance company is paying for it since they were at fault and not you. I've been learning more about insurance now since my incident lol.

Debonair

She is at fault meaning HER insurance would cover it - not his so he would not have any deductible to pay.

I say get a quote from a PDR guy or Professional Detailer on a repair and then give her the option to pay out of her pocket or have her insurance do it. just don't wait too long.

iGOTlexy

iTrader: (3)

Claim it, they will re-spray your whole bumper or cut you a check for an equal amount. Freee modification !!!!!!!!!!

Kansas

Report the damage to the woman's insurance company.

One time when a person (woman talking on her cell phone in stop-and-go traffic) merely "tapped" my rear bumper, her front license plate screw put a hole in my rear bumper which cost about $900 to fix at a professional body shop. The total cost was over $1100 by the time I got a rental car to drive while my car was repaired.

You might as well get the damage fixed. A side benefit is that you might get other existing blemishes fixed.

fasteddy91

iTrader: (5)

^ agreed....you didn't ask for a battle wound.

CPMD

iTrader: (2)

If you go through the other persons insurance (the person at fault), you won't be charged a deductable. Just contact her insurance company, explain the situation, they will either estimate the car, or have you get an estimate, and they will cut you a check. (I live in Ohio where people don't know how to drive, so I'm pretty familiar about how to deal with insurance companies lol).

Solo_D33A

Claim it, and be prepared to see if you can find a witness... you know, just in case. Also most likely you'll be painting the whole rear bumper, so it's a few bucks...