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Old 12-05-03, 06:21 PM
  #16  
Cadd
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Originally posted by O. L. T.
at no point in time does this ask for a credit card. how do you expect to be charged?

the first time i did it, it asked for a promotion code, then i just clicked submit, or whatever, and it went through anyway. none of those agreeements mean anything if you are not paying. this is a freebie, and i like it

Thanks mike.
IF they decide to charge you, it'll be to the one of the credit cards that they're showing you on the report
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Old 12-06-03, 08:10 PM
  #17  
O. L. T.
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no, they don't get to pick and choose a shopping spree on your cards

there are only 3 kinds of debits.

authorized
pre-authorized
and unauthorized (involving jail time)

stick whatever you want on any of my credit cards fall into #3.

Last edited by O. L. T.; 12-06-03 at 08:10 PM.
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Old 12-08-03, 09:56 AM
  #18  
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i have a score of 732 is that good ? from what i've read on that site it seems good for a person thats barely turned 19
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Old 12-08-03, 04:58 PM
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vulaevu
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To those that must know,,,, from my understanding everytime you pull your credit ur Points go downnnnnn.. so good luck with all that!
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Old 12-08-03, 05:58 PM
  #20  
SC300Es
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To those that must know,,,, from my understanding everytime you pull your credit ur Points go downnnnnn.. so good luck with all that!
Not necessarily. This is taken from my credit report describing several routine inquiries from my creditors:


The following inquiries are "soft" or involuntary inquiries and were generated for a number of different reasons. These inquiries reflect either your request for your own credit report or a company considering you for an offer of credit, such as a credit card solicitation. These inquiries do not appear on the credit report that lenders see. They are displayed here for informational purposes only and do not affect your credit score. A legend for the Type of Inquiry appears below the list.

Ed
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Old 12-08-03, 05:59 PM
  #21  
LS4fun
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Originally posted by joshoowa
i have a score of 732 is that good ? from what i've read on that site it seems good for a person thats barely turned 19
At 19, that is a very good score!
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Old 12-08-03, 06:01 PM
  #22  
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Originally posted by SC300Es
Not necessarily. This is taken from my credit report describing several routine inquiries from my creditors:


The following inquiries are "soft" or involuntary inquiries and were generated for a number of different reasons. These inquiries reflect either your request for your own credit report or a company considering you for an offer of credit, such as a credit card solicitation. These inquiries do not appear on the credit report that lenders see. They are displayed here for informational purposes only and do not affect your credit score. A legend for the Type of Inquiry appears below the list.

Ed
I agree. This type of inquiry does not appear on the credit report lenders see. These are the same type of inquiries your normal credit card company uses to increase / decrease! your credit card credit limits!
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Old 12-09-03, 02:33 PM
  #23  
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At 19, that is a very good score!
Well Credit history is very important too when it comes time for an auto loan or home loan. Most young people have scores like these, that is how they get all these credit cards in college with no job.
 
Old 12-09-03, 03:21 PM
  #24  
SC300Es
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Yeah, college students just need to go easy on getting credit cards they don't need. My credit score says I have too many cards..lol...75% of them I don't use. Years ago, I used to keep getting more and more cards. Need to go cancel them now..

Ed
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Old 12-11-03, 04:40 PM
  #25  
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Great link...785 for me
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Old 12-20-03, 10:18 PM
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768 for me....
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Old 01-13-04, 08:11 AM
  #27  
shenard
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Mods, you should close this thread. This promotion ended on 1/09/04.
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Old 01-13-04, 08:23 AM
  #28  
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...the bar is now ....
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