$26k down payment for ES?
Instructor
Joined: Jul 2016
Posts: 894
Likes: 255
From: califronia
Dear Mike
Per our Conversation, No dealership gives thes Cars away, with that in Mind.
Msrp 54749.00
Selling Price 51000.00
36 mos
10k a year
3098.00 due at signing.
629.00 per Month.
quote
with just inspection. Fees Ron they want 742 month
nothing to do w trade
somw
baseline numbers for you. Good luck
I would shoot for addl 2000 off
Per our Conversation, No dealership gives thes Cars away, with that in Mind.
Msrp 54749.00
Selling Price 51000.00
36 mos
10k a year
3098.00 due at signing.
629.00 per Month.
quote
with just inspection. Fees Ron they want 742 month
nothing to do w trade
somw
baseline numbers for you. Good luck
I would shoot for addl 2000 off
Intermediate
Joined: Nov 2011
Posts: 341
Likes: 10
From: GA
just had a thought
maybe think about leasing the car for 3 years, at around 550 month 0 down
negotiate a lease till its 0 down maybe inceptions only
keep your 26k getting 7-8 percent a year for 3 years
residuals are good keep payments low
if you buy it with 26 down, you will lose the present value of that money invested
plus the car will depreciate 22-25% from the 48 k purchase
so lease it pay 500 month for 3 years lets say 18k
then buy it at end for 400 month for 60 months with a purchase of 24-30k
with a low interest rate from lexus
just something to think about
maybe think about leasing the car for 3 years, at around 550 month 0 down
negotiate a lease till its 0 down maybe inceptions only
keep your 26k getting 7-8 percent a year for 3 years
residuals are good keep payments low
if you buy it with 26 down, you will lose the present value of that money invested
plus the car will depreciate 22-25% from the 48 k purchase
so lease it pay 500 month for 3 years lets say 18k
then buy it at end for 400 month for 60 months with a purchase of 24-30k
with a low interest rate from lexus
just something to think about
Driver School Candidate
Joined: Dec 2013
Posts: 33
Likes: 6
From: Iowa
I say do whichever you think works best for you. When I bought my '19 ES300H I paid cash (not meaning to brag). Sure, I could have invested the cash and leased, but I hate the thought of making payments. We don't always have to base our actions on a financial point of view. There are always other considerations as well.
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