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Search: Posts Made By: vlad_a
Forum: RX - Third Generation 12-19-14, 02:32 PM
Replies: 3
Views: 279
Posted By vlad_a
I would buy OEM pads from discounttoyotaparts.com...

I would buy OEM pads from discounttoyotaparts.com for $50+s/h and call it a day:...
Forum: RX - Third Generation 12-19-14, 12:36 PM
Replies: 28
Views: 1,219
Posted By vlad_a
When I was looking at used RXs a while ago, I...

When I was looking at used RXs a while ago, I found the best way to tell AWD from FWD is to decode the VIN:
http://www.decodethis.com/
Forum: RX - Third Generation 12-19-14, 12:16 PM
Replies: 12
Views: 565
Posted By vlad_a
Yes, when I have to turn AC on or OFF. Or to...

Yes, when I have to turn AC on or OFF. Or to [re]start apps. Other than that, most functions are blocked anyway, so there's little you can do while driving. The AC part is a moot point now because...
Forum: RX - Third Generation 12-18-14, 03:55 PM
Replies: 3
Views: 188
Posted By vlad_a
You're welcome! Just for reference, shoes are...

You're welcome!
Just for reference, shoes are located inside of a drum and pads are used in disk brake systems. ;)
The rear disk also has a small drum in the middle for the parking brake, which...
Forum: RX - Third Generation 12-18-14, 12:10 PM
Replies: 3
Views: 188
Posted By vlad_a
No, you're good. The pads will have the same...

No, you're good. The pads will have the same clearance relative to the disk throughout their entire life. It is pistons that slowly extend to compensate for wear.
Forum: RX - Third Generation 12-17-14, 08:19 PM
Replies: 7
Views: 306
Posted By vlad_a
Congratulations!!! They sure will. :D But...

Congratulations!!!

They sure will. :D
But you may want to look into compact rear-facing seats. That way you'll get more room for the driver.
I have 3 baby seats installed in mine, but all are...
Forum: RX - Third Generation 12-17-14, 05:51 PM
Replies: 6
Views: 383
Posted By vlad_a
Unfortunately, throttle lag is a common...

Unfortunately, throttle lag is a common occurrence on a modern vehicle. The BMWs I test-drove were horrible at it. I hear others are not better.
Neither of cars I own have throttle lag, but they...
Forum: RX - Third Generation 12-17-14, 05:35 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Christy, what car to buy, new or used, is...

Christy, what car to buy, new or used, is entirely up to you. On a new car, you get promotional interest rate, so that's a consideration. I have been buying mostly new cars simply because it is...
Forum: RX - Third Generation 12-17-14, 05:26 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Just be careful with the APR because it is not...

Just be careful with the APR because it is not what it seems. That's how the finance guy at Subaru got me. He misrepresented APR for the interest rate and included loan origination fee in the APR. ...
Forum: RX - Third Generation 12-16-14, 03:58 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Thanks, Anita! Feel free to remove any...

Thanks, Anita! Feel free to remove any unnecessary content. :thumbup:
Forum: RX - Third Generation 12-16-14, 03:19 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, you don't understand the compounding part. ...

Eric, you don't understand the compounding part. The loan will compound starting from right now until it is paid off. It can be paid off at ANY time. The amortization schedule is simply a guide. ...
Forum: RX - Third Generation 12-16-14, 02:28 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, I think the part you are missing is,...

Eric, I think the part you are missing is, technically, each month is your new beginning balance month.
When you open a 60-month loan, next month, it will be equivalent to 59 month loan, with new...
Forum: RX - Third Generation 12-16-14, 01:28 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, that is not the assumption. Each time...

Eric, that is not the assumption. Each time period, the EMI is remaining principal * interest.
It is the EMI rate that has you confused. For each extra payment you make, you reduce the remaining...
Forum: RX - Third Generation 12-16-14, 01:17 PM
Replies: 3
Views: 193
Posted By vlad_a
This might help: ...

This might help:
http://www.clublexus.com/forums/rx-third-generation/605787-diy-how-to-install-nav-controller-video-in-motion-on-a-2010-present-rx350-rx450h.html

Watch those 4 bolts on the...
Forum: RX - Third Generation 12-16-14, 01:06 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, I am not sure how to explain that the math...

Eric, I am not sure how to explain that the math is extremely simple. Principal * Interest is what bank gets. You get what is left. This is not a myth banks came up with, but a simple mathematical...
Forum: Hybrid Technology 12-15-14, 04:37 PM
Replies: 25
Views: 2,076
Posted By vlad_a
David, clearly the issue here is that you have...

David, clearly the issue here is that you have unreasonable expectations due to miscommunication between yourself and your salesperson. I am really not sure how you can be helped by any party at this...
Forum: RX - Third Generation 12-15-14, 02:25 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, I will respectfully disagree. Paying...

Eric,

I will respectfully disagree. Paying higher interest loans first is a very valid advice. Amortization schedule makes no difference whatsoever, other than having psychological factors as...
Forum: RX - Third Generation 12-15-14, 09:04 AM
Replies: 6
Views: 359
Posted By vlad_a
Make sure nothing is obstructing the antenna. ...

Make sure nothing is obstructing the antenna. When I took delivery of my '13 RX, they left some plastic on it. Removing it helped the signal, which used to be lost under very single bridge.. I...
Forum: RX - Third Generation 12-15-14, 08:58 AM
Replies: 65
Views: 2,469
Posted By vlad_a
I'm not really sure how you screwed-up by putting...

I'm not really sure how you screwed-up by putting $20K down. Your Acura would have still depreciated before and after the accident. The only difference, if you would have financed with $0 down, you...
Forum: RX - Third Generation 12-12-14, 09:02 PM
Replies: 28
Views: 1,219
Posted By vlad_a
Nah, the 3rd gen RX is electronically controlled....

Nah, the 3rd gen RX is electronically controlled. It will preemptively send power to the rear wheels upon starting. Never mind the 450h, which is a whole different ballgame due to completely...
Forum: RX - Third Generation 12-12-14, 06:21 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, you are not calculating it correctly. ...

Eric, you are not calculating it correctly. Apples and oranges.
The math is very simple. Whatever money you currently own (principal) * interest rate is what bank gets each period. The more...
Forum: RX - Third Generation 12-12-14, 03:44 PM
Replies: 28
Views: 1,219
Posted By vlad_a
AWD typically means part-time engagement, which...

AWD typically means part-time engagement, which is what RX350/450h is. 4WD is always-ON, or have a button/lever to go into 2WD and 4WD Low modes. 4WD implies a transfer case that does those...
Forum: RX - Third Generation 12-12-14, 11:26 AM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, don't think of it in terms of payments. ...

Eric, don't think of it in terms of payments. Imagine that in both Case A and Case B you make no payments whatsoever for a period of 5 years. In case A, you will pay $2,762 in compound interest. ...
Forum: RX - Third Generation 12-11-14, 08:14 PM
Replies: 65
Views: 2,469
Posted By vlad_a
It should not make any difference which county...

It should not make any difference which county you buy your vehicle from - they should charge you based on your residence. It'd be great if they didn't because I got my RX out of state. :p
Forum: RX - Third Generation 12-11-14, 03:41 PM
Replies: 65
Views: 2,469
Posted By vlad_a
Eric, there is no need to do this analysis. ...

Eric, there is no need to do this analysis. Higher percentage costs you more money regardless of the loan amount.
Say you make $10,000 payment on a loan with interest of 5%. Assume the loan...
Showing results 1 to 25 of 495

 
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