brucelee1

iTrader: (2)

My 2000 SC300 may be toast. Some chick when through a red light, never even hit the brakes and T-boned my broadside.

It is UGLY I can tell you and this car was pristine. My task now is to stop the insurance company from declaring it a totalled car. I will lose thousands if that is the case.

Arghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

O. L. T.

iTrader: (17)

It will be totaled if t-boned.

Next time two words: GAP INSURANCE.

brucelee1

iTrader: (2)

I am not aware of the use of gap insurance in this manner.

Can you expand on your suggestion?

Thanks

SprtDesign

iTrader: (21)

Just buy it back, or I would have had the car towed to my house, and after it's picked clean of aftermarket parts and put back to stock, then take it to the body shop for them to total it out.

If you need a lawyer, let me know I have a great lawyer that has mediated my claims with at-fault persons insurance. I came out on the better end with her handling my claim.

brucelee1

iTrader: (2)

Good ideas. How does the "buy-back" work?

O. L. T.

iTrader: (17)

Both those questions should be directed towards your insurance agent. Their rules for their company. They'll be happy to answer both.

Ali SC3

iTrader: (10)

I am not understanding why you would loose thousands. The insurance company should take that all into consideration and give you enough to get the same car or better. Most 2000's are in pretty good condition. Don't accept anything less and they will have to work with you.

brucelee1

iTrader: (2)

My preference is to keep the car and have it repaired, as I doubt I can find another like this one. I have about $2,000 above retail invested in the car and I love it.

I have read up on the buy back option and I can pursue this if need be.

Thanks guys

Joey-E

iTrader: (1)

Im interested in knowing how much they will total it out for.

Porter92

Sorry for your loss dude hope everyone was okay.

NixusSC

iTrader: (2)

Hm, i always thought GAP insurance was for new cars...I know I had it on my wifes scion while we were paying on it, but it stopped as soon as the car was paid off..

Biddles

iTrader: (2)

Any pictures of the damage? And yea definitely sorry to hear this man...

Teal Sc400

I don't want to see them (pictures) it will just make me and I'm afraid my Sc is going to be the next causality.

1JZPWRD

iTrader: (59)

I have cnonsidered GAP insurance but have yet pulled the trigger on it yet. This thread has been a great reminder to check in to it. I have GEICO now, but I dont think they have this GAP insurance.

brucelee1

iTrader: (2)

I will post pix tomorrow. Once the adjuster arrives and tells me the good/bad news, I will post his offer.